Reply
New Visitor
Posts: 2
Registered: ‎03-27-2009
0

Re: $25,000 Unsecured Signature Loan approved & funded in 4 days

I got declined for 10k
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: $25,000 Unsecured Signature Loan approved & funded in 4 days

[ Edited ]

Let's see if we can figure out somethings on your decline.

 

Which CRA's did they pull?  What was your FICO at app?  Any derogs or baddies?  How is your debt to credit (what are your balances)?  What kind of other credit do you have?  What did you state the use of money was for?  What is your oldest account and how old is it?  What is your AAoA and what is your highest CL?

Message Edited by txjohn on 03-27-2009 01:37 PM

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Valued Member
Posts: 43
Registered: ‎06-22-2007
0

Re: Got $25,000 Unsecured Signature Loan approved & funded in 4 days

I had a great experience from "lendingclub.com", paid off personal for $5000 for a wheeler. I think they fund their own loans now.
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Got $25,000 Unsecured Signature Loan approved & funded in 4 days

How long did it take to fund?

 

What was your APR?  And what was your term?

 

What was your FICO and credit like?

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.