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New Visitor
Posts: 2
Registered: ‎03-27-2009
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Re: $25,000 Unsecured Signature Loan approved & funded in 4 days

I got declined for 10k
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
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Re: $25,000 Unsecured Signature Loan approved & funded in 4 days

[ Edited ]

Let's see if we can figure out somethings on your decline.

 

Which CRA's did they pull?  What was your FICO at app?  Any derogs or baddies?  How is your debt to credit (what are your balances)?  What kind of other credit do you have?  What did you state the use of money was for?  What is your oldest account and how old is it?  What is your AAoA and what is your highest CL?

Message Edited by txjohn on 03-27-2009 01:37 PM

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Valued Member
Posts: 43
Registered: ‎06-22-2007
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Re: Got $25,000 Unsecured Signature Loan approved & funded in 4 days

I had a great experience from "lendingclub.com", paid off personal for $5000 for a wheeler. I think they fund their own loans now.
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Got $25,000 Unsecured Signature Loan approved & funded in 4 days

How long did it take to fund?

 

What was your APR?  And what was your term?

 

What was your FICO and credit like?

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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