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New Member
Posts: 51
Registered: ‎11-18-2013
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25 Years Citi $124,300 Limit Card & Store Cards

This is an update to my old post.

You can read it HERE.

http://ficoforums.myfico.com/t5/Credit-Cards/25-Years-52K-Limit-Citi-Prestige-150K-Total-Citi/td-p/2...

 

Thought I would make a new post so I could show all the new images.

Please also keep in mind it took 25 years to get this kind of a limit with Citi.

 

 

Yesterday I applied for a Citi Prestige card and got approved right away. Then after a lot of thinking and talking with some people I called to combine the limits of my two main Citi cards. My 25 year old Dividend World Master card and the new Prestige card. After about an hour on the phone and talking to about 5 people it was all said and done. They combined the limits and I got approved for all the CLI’s.  

 

 

I got my 25 year old card changed from the Dividend World Master card to the new Prestige card with the combined limits so I will not need to close that card and can keep going hopefully anything 25 years.

 

 

I was asked by the last people I talked to how much would I like on my other cards. I said $40,000.00 as recommended on here. Then how much money did I make and have in the bank and if I would be willing to provide proof if needed. I said yes I would. He said Thank You and after about 20 more minutes all was done can I can use my old card until the new one comes in but both will still work until the old one expires. Ill post updated photos below.  

 

 

Needless to say I think I'm done asking for things from Citi for now. I guess this just goes to show that if you stay with somebody for a long time they will give you what you want.

 

 

All I can say is Thank You Citi!

Also thanks for all the help and advice with my last post!

 

 

FICO: 814

Experian: 802

 

 

Would be happy to answer any questions. Smiley Happy

 

 

(Still my 25 year old card)

(Combined Limits)

 

 

(Updated BestBuy with New CLI $15,000.00>$37,200.00)

 

 

(Updated HomeDepot with New CLI $17,700.00>$34,400.00)

 

 

 

(Updated Sears Master Card with New CLI $18,100.00>$39,500.00)

Frequent Contributor
Posts: 262
Registered: ‎06-13-2008
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Re: 25 Years Citi $124,300 Limit Card & Store Cards

[ Edited ]

You did that!!  Awesome too they didn't ask to verify income, especially with over 25 years history with them. 

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Frequent Contributor
Posts: 484
Registered: ‎12-18-2011
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Re: 25 Years Citi $124,300 Limit Card & Store Cards

I thought I was seeing thing, but once my eyes came into focus....I said WHOA (Joey Voice from "Blossom")

Now let me PM you my Xmas list!Smiley Wink


"having a credit card is nice, but having cash in hand will always be king"
Established Contributor
Posts: 516
Registered: ‎02-27-2012
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Re: 25 Years Citi $124,300 Limit Card & Store Cards

Holy crap... 124,300 I fell off my chair no joke... 

 

This is crazy... If you dont mind me asking what is your income level.

 

Also what is the most usage you have ever had. I also have multiple cards with one bank not citi, but the reason why i wouldnt combine them is that what if 5 years down the road they see you never use so much credit. And to decrease their exposure to you they decrease your limit ??? 

Frequent Contributor
Posts: 459
Registered: ‎08-31-2007
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Re: 25 Years Citi $124,300 Limit Card & Store Cards

i hate you....LOL..j/k

 

I guess this proves that relationships matter with Citi

 

Congrats

New Member
Posts: 51
Registered: ‎11-18-2013
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Re: 25 Years Citi $124,300 Limit Card & Store Cards


Strepthroat wrote:

You did that!!  Awesome too they didn't ask to verify income, especially with over 25 years history with them. 


Yep, they asked if i would if needed but he never said anything about it so I guess its all good.

New Member
Posts: 51
Registered: ‎11-18-2013
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Re: 25 Years Citi $124,300 Limit Card & Store Cards


L-TWT wrote:

I thought I was seeing thing, but once my eyes came into focus....I said WHOA (Joey Voice from "Blossom")

Now let me PM you my Xmas list!Smiley Wink


Smiley Surprised

New Member
Posts: 51
Registered: ‎11-18-2013
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Re: 25 Years Citi $124,300 Limit Card & Store Cards


youngman1234 wrote:

Holy crap... 124,300 I fell off my chair no joke... 

 

This is crazy... If you dont mind me asking what is your income level.

 

Also what is the most usage you have ever had. I also have multiple cards with one bank not citi, but the reason why i wouldnt combine them is that what if 5 years down the road they see you never use so much credit. And to decrease their exposure to you they decrease your limit ??? 


I dont mind you asking. Now it's about $220,000 a year. I'm in the rental business so it does go up and down.

Community Leader
Senior Contributor
Posts: 4,751
Registered: ‎11-13-2012
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Re: 25 Years Citi $124,300 Limit Card & Store Cards

wow..you did it Smiley Happy....maybe I should show this to BofA and see what my 27year old Visa would be worth..just kidding, my income does not support such CLs...LOL
Move the mouse over the cards for detailed view!
Last app 01/15/2015
Established Contributor
Posts: 516
Registered: ‎02-27-2012
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Re: 25 Years Citi $124,300 Limit Card & Store Cards

Wait so ur exposed to citi to approx 70% of ur yearly income... That's Crzy...

My income is close to that and they only have me 24k on my prestige...lol
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