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@ZeroChance wrote:This thread has inspired me to ask for credit line increases on my credit cards. I have one BofA credit card that is 20 years old, but I do not get regular auto CLI. How does one even justify needing a credit limit so high?
ZC
I justify by that's what i want and if you won't give it to me someone else will and then i will use there card so do you want me to use yours or someone elses!?
not completely like that but... haha
@chwebb1 wrote:I'm so envious of your Citi card. I'm so not worthy.
If you're letting CLs define you as a person, then this is the wrong perspective. They're simply financial tools that with time, like the OP, you can get there as well.
Thats nuts how much credit they extended overall. It just goes to show that history and very little inquries are the way to it, and unfortuanly that takes time and patience lol. Got my first card about 9 years ago from usaa. The rest have all been in only the last couple years. Hopefully in 20 years or so citi is that nice to me lol.
How hard was the process of combining limits? I have been thinking about asking for a limit increase on my premier card. then asking them to combine it with my prestige.
@awp317 wrote:Thats nuts how much credit they extended overall. It just goes to show that history and very little inquries are the way to it, and unfortuanly that takes time and patience lol. Got my first card about 9 years ago from usaa. The rest have all been in only the last couple years. Hopefully in 20 years or so citi is that nice to me lol.
How hard was the process of combining limits? I have been thinking about asking for a limit increase on my premier card. then asking them to combine it with my prestige.
I just called up and asked and it was done. Not sure if its alwasy that easy.
I just thought I would give the people that wanted to know a quick update. I check my scores to see if they had updated yet with the limit new limits. They did and they:
Before:
FICO: 814
Experian: 802
After:
FICO: 821
Experian: 810
It also does not show as a new account as they linked them together just the higher limit.