Reply
Established Member
Arturoch
Posts: 47
Registered: ‎03-24-2008
0

2500 cli from capital one

Hello all well out of my suprise and without me calling or nothing i got a 2500 cli from capital one  add the original 500 that i had and that put me at 3000 cl. It all started with a 300cl and after reading past post on capital one well i thought i wasent going to get pass 500. Well i got a question should i call the backdoor number and try to get another cli? will they give me another cli? or am i max out on the card cl? i have had no late payments i always pay my balance in full and i try to use my card very little, but it gets alot of use from the sunpass ( florida tolds) seens i have that account link to my credit card.
Frequent Contributor
firstinlastout
Posts: 339
Registered: ‎12-12-2007
0

Re: 2500 cli from capital one

how long did you have your account for before they gave you your 2500 CLI ? Also...did you use your card a lot every month, pay it in full ? Carry a balance ? I have a capital one account too and am wondering when they are going to give me a CLI. I am at a 500 CL right now and it sucks considering I have a 12,500 CL with BOA.
God is keeping score....be good to others.
Established Member
Arturoch
Posts: 47
Registered: ‎03-24-2008
0

Re: 2500 cli from capital one

i have had my card for less than a year if i remember well maybe 7 month or so no more. As i mention before i personaly maybe charge a dinner or so a month in the card, but i have another account that is link to the capital one that every time that account is low it reeplentish it self from capital one it provaly takes like 8 or 9 times and everytime they take like 10 dollars out ( yes i use alot of tolls )
Frequent Contributor
firstinlastout
Posts: 339
Registered: ‎12-12-2007
0

Re: 2500 cli from capital one

very interesting. I would like to get a CLI from them, but cannot afford a HARD PULL.
God is keeping score....be good to others.
Frequent Contributor
mrscharlie
Posts: 299
Registered: ‎04-28-2008
0

Re: 2500 cli from capital one

[ Edited ]
Um...I am pretty sure I read that it is NOT a hard pull for Cap One CLI.


Message Edited by mrscharlie on 06-20-2008 11:01 AM
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: 2500 cli from capital one

arturoch--
did you say you didnt call for cli or you did? i got lost on your post..but congrats..that's awesome to get a cli of that much especially from c1! you are doing something right.. :smileyvery-happy:
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: 2500 cli from capital one



firstinlastout wrote:
very interesting. I would like to get a CLI from them, but cannot afford a HARD PULL.


Cap1 does not hard pull for CLI.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Frequent Contributor
firstinlastout
Posts: 339
Registered: ‎12-12-2007
0

Re: 2500 cli from capital one

Cheddar..they don't ??? u sure ?
God is keeping score....be good to others.
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: 2500 cli from capital one

i agree w/cheddar-
when i have called in the past they said they use internal scoring method they told me they dont  pull your credit..
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Frequent Contributor
firstinlastout
Posts: 339
Registered: ‎12-12-2007
0

Re: 2500 cli from capital one

OK.. I have the business platinum card with them. Would that make a difference or is it still a softy ?
God is keeping score....be good to others.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+