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Frequent Contributor
Posts: 462
Registered: ‎06-27-2012
0

26k with GE

Went from a total of 1k to 26k via credit solutions in about a month..... What's my chances of AA?
Community Leader
Super Contributor
Posts: 7,668
Registered: ‎09-22-2012
0

Re: 26k with GE

How many cards is the $26k spread over and how old are the accounts?

 

I pushed them hard about 6 months back, then backed off due to hearing some stories of AA beginning to surface.

Frequent Contributor
Posts: 462
Registered: ‎06-27-2012
0

Re: 26k with GE

Spread accross 4 cards
Lowes 12k
Walmart 4k
American eAgle 5k
Dillards AMEX 5k
Community Leader
Super Contributor
Posts: 7,668
Registered: ‎09-22-2012
0

Re: 26k with GE

I think you're fine.  I believe the issue was with people ~$100k in total credit with them.  I'm at $59k across 5 cards; so far so good <fingers crossed>

Frequent Contributor
Posts: 462
Registered: ‎06-27-2012
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Re: 26k with GE

Yea I hope so too, good luck to you too lol
Moderator
Posts: 6,890
Registered: ‎08-12-2013
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Re: 26k with GE


creditwatcher2012 wrote:
Went from a total of 1k to 26k via credit solutions in about a month..... What's my chances of AA?

Well, that's definitely impressive, but certainly dramatic.  I'd stay under the GE radar for a bit, just in case, though. 




Start: 619 (TU08, 9/2013) | Current: 764 (TU08, 8/17/15)
AMEX BCE $13500 | Sallie Mae WMC $12500 | Care Credit $10200 | JCP $8000 | Overstock $5800 | Macy's Store $5400 | BofA BBR $5000 | Citi DC WMC $5000 | Discover IT $5000 | Walmart Store $5000 | Amazon Store $5000 | Cap 1 QS $4750 | Sam's Club MC $4000 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | CU Visa $2500 | Gold Violin $2350 | Target $1000 | ~~Gardening Since 8/26/15
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: 26k with GE

It's a little late to be worried about possible AA's now. What's done is done.

It may not be the dollar amount of your CL's but the race to get them that might raise red flags.
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Established Contributor
Posts: 961
Registered: ‎12-21-2010
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Re: 26k with GE

Be careful it will bite you in the arse
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
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