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.......they really didn't have any reason at all to jack my rate - they did it because they could.
..........they have the power and they know it. Also, with the new laws coming into effect in just over a year (I think), I wouldn't be surprised to see a lot of RJing now, since the companies' ability to do it will be hampered in the future.
I know this isn't going to happen but....Get to a zero balance America and put all but the good companies out of business. Screw'm
upperleft wrote:
No advice for how to get them to drop the rate; with credit so tight right now, they have the power and they know it.
No we have the power. Just PIF and if we need to revolve a balance for a major purcahse, look for 0% finance deals. If we cant PIF, pay down as quick as possible. Never revolve a balance for discretionary spending.
@Anonymous wrote:
Apologize for Threadjacking, but did Chase do a hard pull to lower your interest rate
No hard pull for the interest rate reduction, but they did do one for every single CLI.