2nd AMEX APR reduction in 4 days

[Anonymous]

Great job!  What did you say in order for them to reduce the APR? Any pointers?

[9CLINE]

Congrats...

[taxi818]

I don't know what op did. But I said 3 days ago. I would like ape reduction. As I might carry balance. My credit is much better from approval time. They replied. Congrats. Your are eligible. And dropped 2% points off.

[lhcole77]

Amex FICO has me at 721. I've been a member since 2013 so I think that helped to get my Delta reduced. And when I asked to have my SPG reduced I let them know that it was so much higher than my Delta and was hoping to get it closer to that.

The CSR said absolutely. We value your membership and aim to please. (paraphrased)

[taxi818]

Mine will be a year old in 2 weeks

[lhcole77]

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@taxi818 wrote:
Mine will be a year old in 2 weeks

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Ooohhh, try again then.

do you use it much?

[taxi818]

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@lhcole77 wrote:

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@taxi818 wrote:
Mine will be a year old in 2 weeks

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Ooohhh, try again then.

do you use it much?

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I did. i had a 2k balance i paid off last month. Now currently at about $200 bucks. Thats it.

[NRB525]

My Delta Gold was opened July 2013, and is on a 12-month special 6.99% holiday rate, so can't reduce the 19.24% until November.

The Hilton card was opened in May, and I got a 2% reduction July 10, and another 2% reduction August 9, now at 15.24%

The SPG was activated August 14, and I just SM'd to get it reduced 3% - now at 16.24%. Haven't even cut the statement yet.

I figure it will take a while at this pace, but will keep asking about it every month until they say no more, hopefully at 4.25%

[resilient]

I just chatted and got my two cards down to 15.24% from 19.24%! Thanks for the head's up!

[lhcole77]

Yay NRB and yay resilient!!!!

I love getting APR reductions!!!

Congrats.