Does anyone know how many NFCU credit cards you can have? Also, I want to apply for a second card (Flagship rewards) but I'm a fairly new member and already have Cash Rewards (Signature version) and a NavCheck line of credit. Am I moving to fast with them? They have an awesome balance transfer offer right now, so ideally, I'd like to have one card for balance transfers and one for purchases. Any thoughts? Thanks in advance?
Thanks for all the GREAT INFO Creditaddict! I applied for the cashRewards card the day I opened up my checking a savings account just a little over a month ago. I only put the minium amount ($20) to open the accounts and still have only that amount in the accounts today. After I got the "under review" status, I sent them an email asking them for a status update. Later that day received a message that I was appoved for $20K. I transferred a few balances from other cards (only about $300) and used the card here and there. My current balance on the card is $800 and I have my first payment coming up in a few days. My credit scores are all FICO's Equifax-730 Transunion-745 and im not exactly sure about experian, but im am assuming it very close if not the same as equifax becasue it was last month. My overall utilization with all my cards is under 10%. I would like to apply for another card (which one do you recommend) and for the overdraft LOC with NFCU. Can you share your thoughts as to what my chances are for getting approved for either one or both? Should I wait a certain amount of time? Should I put more funds from my other bank into my checking account with NFCU to help my chances? Thanks so much for your help!
Thanks again! Do you find it better to call in or apply online for instant approval on LOC? Do you have any experience with auto loans from NFCU?
Just got instant approval for $15k LOC! Thanks so much creditaddict and others! These forums are amazing! GREAT INFO!
go get a GoRewards card and get the 15k points for 1.5k spend then PC that to a Flagship in 6 months
1GADAWG.....Not sure I understand? Are you saying I should go ahead and apply for a go rewards? How much time did you wait in between your first card and your second card before applying. I would just like a second card with another high limit....doesnt really matter what card. Just want to have the best shot at getting approved with the highest limit. Thanks!