how long have you had a card with them?
i personally have been a member and card holder for over a year before i got my GoRewards card and then I used some of my CL to open up the card intially
Ive only been with them a month. Was approved for a cashREwards with 20k limit. And was just approved for 15k checking LOC last night.
@raydmercer2345 wrote:Ive only been with them a month. Was approved for a cashREwards with 20k limit. And was just approved for 15k checking LOC last night.
i would wait for 6 months then try for another card...ymmv
Ok Thanks!
@raydmercer2345 wrote:Ok Thanks!
i will add that if you don't need the full 20k on the CashReward card, you can apply and then ask them to reallocate X amount to the new card then get the 20k back in a couple months through CLI
Which card should I app for if I deciedd to reallocate 1k to it from my cashRewards? Would this be wise to do now if i am considering applying for an auto loan in the next few weeks thru NFCU? Also, does the checking line of credit report to credit agencies as a line of credit just like a CC? Thanks!
Looks like the Go Rewards has a 15000 point bonus if you spend $1500 within the first 90 days. So I guess this would be the one to go for now. Just a little worried that the 2 inquiries (LOC from yesterday and Go rewards) will drop my score which may affect auto loan rate/approval.