3 Best Credit Cards This Holiday Season

[Anonymous]

Bluebird By American Express - No Credit Check / Credit Needed

Why: A way to say goodbye to those pesky banking and credit card fees. Double Savings Catcher Rewards at Walmart.
Key Benefits:
- No monthly fees, no overdraft fees, no minimum balance requirements.
- World-class customer support from American Express
- Fantastic App
- Direct deposit, check writing, and all the basics of a bank and credit card wrapped up in to one service.
- No APR rates
- 2x Walmart bucks back via Savings Catcher

Chase Freedom
Why: $100 bonus after $500 spent on purchases + 5% cash back at Amazon, Zappos and many other popular retailers.
- No annual fee
- 0% APR for 15 months
- Rewards never expire
- Solid American based customer support
- 5% Cash back on a select list of popular retailers, up to $1,500
- Unlimited 1% cash back on all other purchases

Citi Double Cash Card
Why? The top "double" cash back offering on the market and no annual fee.
- No category restrictions
- 0% APR for 15 months
- 1% Cash back on all purchases + 1% cash back as you pay for those purchases in full or over time
- Variable APR that is low for those with excellent credit. 
- No annual fee

[Imperfectfuture]

Le skip the blue bird. Already have bank, and citi gives the 2% back for Walmart (don't do a lot of shopping there, they prefer folks with cars)

[MissMoni223]

Thanks for sharing!

[MoreRewards]

Discover It! 5% on online shopping. That's how I do most of my shopping.

No thanks Bluebird.

[changingmantra2]

Discover

5% Cashback on all online shopping Oct - 12/31  - plus an additional 5-20% Cashback through ShopDiscover and Discover Deals.

American Express Blue

Can be a good one - if you get great personal offers - $30 on  $160 spent at Zappos.com - $50 back on $250 spent on AMEX travel - $5 back on $15 spent at Walmart.con etc...  These are just examples of offers I have had in the past.

Barclays

Arrival Plus - 2 Miles per $1.00 plus extra miles through Boost Rewards which can be quite generous - and has several merchants not found on ShopDiscover or Ultimate Rewards

Sallie Mae - 5% cashback at Amazon.com - $750 cap -

I do most of my shopping on line - even if I pick up the items in store.  I will be looking to use Discover first - and then will see what the other cards have to offer.  Where Discover might lose out for me - regards APR.  I still have 0% interest on AMEX - Sallie Mae - and even Freedom - which will come in handy if I make large purchases.

[mongstradamus]

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@changingmantra2 wrote:

Discover

5% Cashback on all online shopping Oct - 12/31  - plus an additional 5-20% Cashback through ShopDiscover and Discover Deals.

American Express Blue

Can be a good one - if you get great personal offers - $30 on  $160 spent at Zappos.com - $50 back on $250 spent on AMEX travel - $5 back on $15 spent at Walmart.con etc...  These are just examples of offers I have had in the past.

Barclays

Arrival Plus - 2 Miles per $1.00 plus extra miles through Boost Rewards which can be quite generous - and has several merchants not found on ShopDiscover or Ultimate Rewards

Sallie Mae - 5% cashback at Amazon.com - $750 cap -

I do most of my shopping on line - even if I pick up the items in store.  I will be looking to use Discover first - and then will see what the other cards have to offer.  Where Discover might lose out for me - regards APR.  I still have 0% interest on AMEX - Sallie Mae - and even Freedom - which will come in handy if I make large purchases.

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Talking about discover has anybody noticed they are running an additional 5% cashback offer on specific stores you can choose between 5 or 6 different stores. The only two that stuck out to me were bed bath and beyond and shell gas station. I picked bed bath and beyond. 

[longtimelurker]

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@changingmantra2 wrote:

Discover

5% Cashback on all online shopping Oct - 12/31  - plus an additional 5-20% Cashback through ShopDiscover and Discover Deals.

American Express Blue

Can be a good one - if you get great personal offers - $30 on  $160 spent at Zappos.com - $50 back on $250 spent on AMEX travel - $5 back on $15 spent at Walmart.con etc...  These are just examples of offers I have had in the past.

Barclays

Arrival Plus - 2 Miles per $1.00 plus extra miles through Boost Rewards which can be quite generous - and has several merchants not found on ShopDiscover or Ultimate Rewards

Sallie Mae - 5% cashback at Amazon.com - $750 cap -

I do most of my shopping on line - even if I pick up the items in store.  I will be looking to use Discover first - and then will see what the other cards have to offer.  Where Discover might lose out for me - regards APR.  I still have 0% interest on AMEX - Sallie Mae - and even Freedom - which will come in handy if I make large purchases.

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The Blue is now not a good card at all, the Everyday is better in every way.  The offers are available on nearly all Amex cards, doesn't matter which you have

[wacdenney]

Unfortunately I'll be using CSP for a good portion of my Christmas shopping.  I'm still working on the minimum spend for the signup bonus.

[mongstradamus]

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@wacdenney wrote:

Unfortunately I'll be using CSP for a good portion of my Christmas shopping.  I'm still working on the minimum spend for the signup bonus.

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at least go thru ur mall if you do :-) 

[longtimelurker]

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@mongstradamus wrote:

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@wacdenney wrote:

Unfortunately I'll be using CSP for a good portion of my Christmas shopping.  I'm still working on the minimum spend for the signup bonus.

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at least go thru ur mall if you do :-) 

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If you want UR points.  Otherwise use something like cashbackmonitor.com to see how to get more cashback in addition to the base UR points.