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3 CLI with soft pull from Capital One?

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jbishop1001
Frequent Contributor

3 CLI with soft pull from Capital One?

I have 3 different Capital One cards. When the time is right, I'm going to ask for CLI on all 3 - and then combine QS1 & QS. My question is - can I call and ask for CLI on all 3 with a soft pull? Or should I call back 3 different times for each account?? If I could get it done in one phone call, I'd do that. lol

 

 

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
Message 1 of 5
4 REPLIES 4
Dalmus
Valued Contributor

Re: 3 CLI with soft pull from Capital One?

Cap1 CLI requests are always a soft pull...  at least they are online.  I don't know about calling in and speaking to a rep.

NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC:  $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K


Current FICO 8 Scores: EQ: 828| TU: 805 | EX: 814


Message 2 of 5
Anonymous
Not applicable

Re: 3 CLI with soft pull from Capital One?

you can get it done in one call but why not just online? takes 20 seconds per card..
Message 3 of 5
jbishop1001
Frequent Contributor

Re: 3 CLI with soft pull from Capital One?

I've read about a lot of online denials? I figured I'd have to just call in anyway... I'll try online first though, and see what happens.

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
Message 4 of 5
Anonymous
Not applicable

Re: 3 CLI with soft pull from Capital One?

they use the same system so it shouldn't make a difference
Message 5 of 5
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