That's why the day I receive every new card, I take the ten minutes to set up my online account with alerts, and always include my checking account and minimum payment. This way I never have to worry about being late and receiving late fee's, in case I overlooked something. I have every CC setup this way and I have additional bank overdraft protections setup just in case something were to happen with a payment. You never know if you might get in an accident and are hospitalized for a few weeks or something. Anything could happen.