09-16-2012 06:53 AM - edited 09-16-2012 06:54 AM
I've been reading about score optomazation it says I need 3 for higher scores will these three do it
cap one 500.00 CL paid as agreed no lates reports to all 3 opened 7/1/2012
walmart 300.00 CL paid as agreed no lates not sure all 3 opened 9/13/2012
chase freedom 500.00 CL not sure if they report to all 3 9/14/2012
anyone know if walmart and chase freedom report to all three cra's
09-16-2012 07:02 AM
09-16-2012 07:08 AM
Perfect thank you for the info and fast response
09-17-2012 01:15 PM
Now when you say "credit cards" do you mean only credit cards or charge and signature cards too?
In my signature you'll see that I have an AMEX PRG (charge), AMEX Gold Delta Skymiles (credit), a BBRZ (credit) and just today upgraded to BofA 1-2-3 Signature card.
Should I be worried that I'm not well rounded in my portfolio to maximize my credit score?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.