Not sure if it matters, since it's a FAKO score, but my statement pulled yesterday for BofA and was also reported to Experian. My score jumped from 637 to 650. Maybe because my util was reported at 10% this month??
Starting Score (Aug 2010): EX637 EQ641 TU 650 (FAKO) Current Score (Sep 2010): EX664 TU663 EQ677 (FAKO) // TU FICO® 651 EQ FICO® 657 Goal Score: 720 Take the FICO Fitness Challenge
30% down to 10% helps almost anyone, unless they have horrible recent derogs or something similar.
Congrats! I'm sure your FICO's are paralleling the FAKO.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007