30+ Inq

[Mortalito77]

Should anyone in their right mind app for Venture card with 30 Inq? Excellent relationship with Capone. I already have 2 QS 1 Sony and Kohls. What do you guys think?. I would like to enter the signature world with Capone.

[medo]

At 30+ inquires, you might as well give it a go...

[jamesdwi]

hey whats 3 more than you have 30... 

i don't rate your chances very high... 

[Mortalito77]

No balance on accounts open account except Amex for about 20% of limit. I wonder if I will get it. Just got approved for Paypal Extra Master card and Eddie Bauer and got CLI on Kohls.. That was all this week alone.

[CreditMagic7]

Pop open the Capital One PreQual page and see what's there

[Anonymous]

Go got it & let us know what happends!  I would love to have one too.  But got 10 new cards in Nov. so I was afraid to touch it!

[Anonymous]

Were they all credit card related or were they from auto loans or a mortgage?

Either way, with 30 inquiries, your scores can't be that good. I doubt you'd get it.

[medo]

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@Anonymous wrote:

Were they all credit card related or were they from auto loans or a mortgage?

Either way, with 30 inquiries, your scores can't be that good. I doubt you'd get it.

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Just so you know, the number of inquiries can have zero correlation to ones credit situation.  

While the number of inquiries has an affect on ones credit score, it's isn't so important to completely devalue ones credit.

I have 35 inquiries yet I am floating around 700, and while it may not be the best, it certainly is not considered bad.

[Anonymous]

We need more info. How old is your credit, what are your limits, how many cards have you opened in the last 6 months? How many inquiries in the last  6 months.

[ecxpa]

I have over 40 inq on Ex and EQ .......fico 724 EQ. 734 TU, 750 EX.........thick file, still getting approvals .....recent include BBVA 20k, Amex 20k, Barclay Ring 12.5k, .........after so many inq it doesn't affect scores much at all.  Lenders vary, got denied recently for inq and pyramiding by PenFed.  Not sure how cap one looks at inq,  been denied by them previously when I had a lot fewer though.