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Regular Contributor
coerciondotde
Posts: 132
Registered: ‎02-23-2008
0

30 Point increase from Barclays and CareCredit reporting!

Holy cow! Barclays and Carecredit are already report and it's put me at a 697! That's the highest I've ever been. 3 points away from the 700 club!!!!  I figured it would drop from the new accounts, but I do have some OLD AU accounts..like from when I was only 14 lol.

 

At any rate..these two guys rocks and report FAST!

BoA Cash Rewards $7,500.00 / BoA Travel Rewards $2,000 / Chase Freedom $2,000.00 / Barclays Carnival WMC $2,500.00 / CareCredit $7,000.00 / NFCU goRewards $5,000.00 / NFCU Flashship Rewards Visa Signature $5,000.00 / NavCheck $5,500.00 / CapOne QuickSilver $1500.00 / Express $500.00 / Victoria's Secret $500.00 / Kay Jewlers $2,000.00 / Buckle $250.00 / CreditOne $1450.00 / Dell $1,500.00

Total CL Combined: 44K
Frequent Contributor
LearningMoreAboutCredit
Posts: 471
Registered: ‎11-08-2007
0

Re: 30 Point increase from Barclays and CareCredit reporting!


coerciondotde wrote:

Holy cow! Barclays and Carecredit are already report and it's put me at a 697! That's the highest I've ever been. 3 points away from the 700 club!!!!  I figured it would drop from the new accounts, but I do have some OLD AU accounts..like from when I was only 14 lol.

 

At any rate..these two guys rocks and report FAST!


Congrats on your approvals and some aging of those accounts will push you into the 700 club...thanks for sharing. :smileyvery-happy:



Any advice given is always YMMV...

Current FICOs: 730+ across the board | Goal: >760 FICO (1 down, 2 to go) | Total CLs: $58.5k/$60k Goal | Utilization: 11% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 14, TU: 9, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 6yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: CSP, Discover IT, Sallie Mae WMC
Valued Contributor
juggalo9er
Posts: 1,321
Registered: ‎10-24-2013
0

Re: 30 Point increase from Barclays and CareCredit reporting!

congrats, barclay added 23 points when they started reporting for me....

the beatings will continue until moral improves Wal-Mart 300 lowes 500 cap 1 3000 Barclay rewards 800 upromise 3800
Indiana Members Platinum Visa $10,000 forum credit union mastercard 12,000, forum 7.24% 2,500
closed on home 3/15/2014
Valued Contributor
FocusedAndDetermined
Posts: 6,288
Registered: ‎01-05-2013
0

Re: 30 Point increase from Barclays and CareCredit reporting!


coerciondotde wrote:

Holy cow! Barclays and Carecredit are already report and it's put me at a 697! That's the highest I've ever been. 3 points away from the 700 club!!!!  I figured it would drop from the new accounts, but I do have some OLD AU accounts..like from when I was only 14 lol.

 

At any rate..these two guys rocks and report FAST!


Big congrats!

Community Leader
Senior Contributor
myjourney
Posts: 26,105
Registered: ‎02-07-2013
0

Re: 30 Point increase from Barclays and CareCredit reporting!

Barclay is funny about how they report in a lot of cases you'll see score increases

Sorry to say it will level off next month 

They reported the year as 1969 in my case which made AAoA jump along with scores...

Unfortunately the next month they fixed the year and I've seen a lot of people say this is how they reported there's as well 

So check the date on yours mine said Dec 1969:smileysad:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Mega Contributor
coldnmn
Posts: 12,720
Registered: ‎08-08-2011
0

Re: 30 Point increase from Barclays and CareCredit reporting!

Congrats! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Valued Contributor
FinStar
Posts: 5,319
Registered: ‎10-21-2012
0

Re: 30 Point increase from Barclays and CareCredit reporting!

Congrats!  Thanks for sharing.

Valued Contributor
juggalo9er
Posts: 1,321
Registered: ‎10-24-2013
0

Re: 30 Point increase from Barclays and CareCredit reporting!

1969 was a good year...man landed on the moon, hippies were everywhere and life was grand. unfortunately i was not born until 1982

the beatings will continue until moral improves Wal-Mart 300 lowes 500 cap 1 3000 Barclay rewards 800 upromise 3800
Indiana Members Platinum Visa $10,000 forum credit union mastercard 12,000, forum 7.24% 2,500
closed on home 3/15/2014
Community Leader
Senior Contributor
myjourney
Posts: 26,105
Registered: ‎02-07-2013
0

Re: 30 Point increase from Barclays and CareCredit reporting!


juggalo9er wrote:

1969 was a good year...man landed on the moon, hippies were everywhere and life was grand. unfortunately i was not born until 1982


Lol

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Contributor
MsLadyRover
Posts: 2,816
Registered: ‎03-14-2012
0

Re: 30 Point increase from Barclays and CareCredit reporting!

Awesome increase! Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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