I'm so excited right now! Over the last couple months I've tightened up my spending in order to pay off some credit card debt (albeit at 0% APR). Dropping my utilization down from 36% to 1% bumped up my TransUnion FICO score from 709 to 740 despite apping for an AMEX charge!
Thanks to everyone on here for the great information! With a little gardening I feel like I can hit my goal of 760 before I decide it's time to buy a house. Thanks everyone!
Very nice!!!! CONGRATS!!!
I'm @ 24% right now, I wonder what kind of bump i'd get getting back down around 9%.
ck says my score will only go up 6 points if i pay off my cards.
right now its reporting 825/10200 limits.
i cant wait to see those couple of days where it wll be 425/10200.
and then my iphone hits the reports! =/
oh well at least it wont see any interest.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
Thanks everyone and congrats in return! It's amazing what utilizaiton will do to your score. Never would have found out without this forum.
Congrats...... How sweet is that?
So sweet! Will be even more sweet once my savings account comes back from the depts.