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09-24-2012 02:52 PM
I'm so excited right now! Over the last couple months I've tightened up my spending in order to pay off some credit card debt (albeit at 0% APR). Dropping my utilization down from 36% to 1% bumped up my TransUnion FICO score from 709 to 740 despite apping for an AMEX charge!
Thanks to everyone on here for the great information! With a little gardening I feel like I can hit my goal of 760 before I decide it's time to buy a house. Thanks everyone!
Very nice!!!! CONGRATS!!!
I'm @ 24% right now, I wonder what kind of bump i'd get getting back down around 9%.
09-24-2012 03:30 PM
ck says my score will only go up 6 points if i pay off my cards.
right now its reporting 825/10200 limits.
i cant wait to see those couple of days where it wll be 425/10200.
and then my iphone hits the reports! =/
oh well at least it wont see any interest.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
09-24-2012 04:26 PM
Thanks everyone and congrats in return! It's amazing what utilizaiton will do to your score. Never would have found out without this forum.
09-24-2012 06:13 PM
Congrats...... How sweet is that?
So sweet! Will be even more sweet once my savings account comes back from the depts.
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