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32 Pt. EXP. Jump in 31 Days.B/c of New Credit?

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Credit-hoarder
Valued Contributor
‎10-01-2013 06:28 PM
‎10-01-2013 06:28 PM

32 Pt. EXP. Jump in 31 Days.B/c of New Credit?

So could the new CC accts. (8) I opened between mid August and mid Sept. have actually had some kind of positive effect on my myFico score in such a SHORT time? Of the 8 I opened-3 remain unused as of right now. Of the 5 I've used 2 show a balance of my EXP CR. (And I also had 2 baddies changed from unpaid to paid in Sept). Either way I'm STOKED. I went from 637 when I joined the forum to 669 on my latest report as of today. And so far I owe part of it to the knowledge and advice of the members of this form-THANKS!

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 4
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yudeology101
Senior Contributor
‎10-01-2013 07:18 PM
‎10-01-2013 07:18 PM

Re: 32 Pt. EXP. Jump in 31 Days.B/c of New Credit?

Wow that's great, congrats!!! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
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gtnitright
Regular Contributor
‎10-01-2013 07:46 PM
‎10-01-2013 07:46 PM

Re: 32 Pt. EXP. Jump in 31 Days.B/c of New Credit?

Great job!
Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >
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myjourney
Super Contributor
‎10-01-2013 07:50 PM
‎10-01-2013 07:50 PM

Re: 32 Pt. EXP. Jump in 31 Days.B/c of New Credit?

@Credit-hoarder wrote:

So could the new CC accts. (8) I opened between mid August and mid Sept. have actually had some kind of positive effect on my myFico score in such a SHORT time? Of the 8 I opened-3 remain unused as of right now. Of the 5 I've used 2 show a balance of my EXP CR. (And I also had 2 baddies changed from unpaid to paid in Sept). Either way I'm STOKED. I went from 637 when I joined the forum to 669 on my latest report as of today. And so far I owe part of it to the knowledge and advice of the members of this form-THANKS!

Congrats that's wonderful news 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
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