06-05-2012 05:26 PM
Congratulations! With Penfed its really hard to get an approval, you were blessed.
06-05-2012 08:01 PM
to many new accounts.So I waited intill they aged a bit..also had to send them proof of income..Im self-employed so i had to send them 2 years of personell and business tax returns
06-05-2012 11:22 PM
I really think I want to go ahead and join PenFed. I hear a lot of good things about them not necessarily to bank regularly with them but at least have an account and eventually get a card with them. I'm Active Duty Marine and I use BofA now I have a NFCU account as well and use it from time to time. Congrats on the approval, would you suggest waiting a while after getting an account with them before applying for a card?
06-06-2012 11:54 AM
I just joined and was approved for the AMEX from Penfed today. They do a EQ hard pull just to join, and no additional hard pull for the credit app, so if you join, you may as well apply for a card, since you are already getting one hard pull.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.