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Frequent Contributor
sandman2435
Posts: 366
Registered: ‎01-22-2011
0

3rd time the charm with penfed

Finely after 3 tries,I was approved for a penfed plat rewards visa card and after being a member for 2 years...10K limit
Established Contributor
Brusilov
Posts: 601
Registered: ‎01-04-2009
0

Re: 3rd time the charm with penfed

[ Edited ]

Congrats!  Going after that card myself sooner or later. What's your current FICO at if you don't mind me asking?

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: 3rd time the charm with penfed

Congrats!

               LIMITS IN CARD DESCRIPTIONS
Frequent Contributor
sandman2435
Posts: 366
Registered: ‎01-22-2011
0

Re: 3rd time the charm with penfed

around the 720's with all the big 3...
Valued Contributor
tntexans72
Posts: 1,071
Registered: ‎04-24-2008
0

Re: 3rd time the charm with penfed

Why were you denied the 2 other times?

BTW...congrats on the approval.

Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
0

Re: 3rd time the charm with penfed

Congratulations!  With Penfed its really hard to get an approval, you were blessed. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Frequent Contributor
sandman2435
Posts: 366
Registered: ‎01-22-2011
0

Re: 3rd time the charm with penfed

to many new accounts.So I waited intill they aged a bit..also had to send them proof of income..Im self-employed so i had to send them 2 years of personell and business tax returns

Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009
0

Re: 3rd time the charm with penfed

I really think I want to go ahead and join PenFed.  I hear a lot of good things about them not necessarily to bank regularly with them but at least have an account and eventually get a card with them.  I'm Active Duty Marine and I use BofA now I have a NFCU account as well and use it from time to time.  Congrats on the approval, would you suggest waiting a while after getting an account with them before applying  for a card?


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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Established Contributor
emptypockets
Posts: 980
Registered: ‎02-03-2009
0

Re: 3rd time the charm with penfed

I just joined and was approved for the AMEX from Penfed today. They do a EQ hard pull just to join, and no additional hard pull for the credit app, so if you join, you may as well apply for a card, since you are already getting one hard pull.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Nasa FCU Plat Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (8/7/2014): 816; EX (6/14): 775
Established Member
darkman
Posts: 22
Registered: ‎06-23-2009
0

Re: 3rd time the charm with penfed

Congratulations! As I know sometimes the third time is the charm.

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