06-05-2012 04:36 PM - edited 06-05-2012 04:38 PM
06-05-2012 05:26 PM
Congratulations! With Penfed its really hard to get an approval, you were blessed.
06-05-2012 08:01 PM
to many new accounts.So I waited intill they aged a bit..also had to send them proof of income..Im self-employed so i had to send them 2 years of personell and business tax returns
06-05-2012 11:22 PM
I really think I want to go ahead and join PenFed. I hear a lot of good things about them not necessarily to bank regularly with them but at least have an account and eventually get a card with them. I'm Active Duty Marine and I use BofA now I have a NFCU account as well and use it from time to time. Congrats on the approval, would you suggest waiting a while after getting an account with them before applying for a card?
06-06-2012 11:54 AM
I just joined and was approved for the AMEX from Penfed today. They do a EQ hard pull just to join, and no additional hard pull for the credit app, so if you join, you may as well apply for a card, since you are already getting one hard pull.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO