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Established Contributor
Posts: 515
Registered: ‎01-22-2011
0

3rd time the charm with penfed

Finely after 3 tries,I was approved for a penfed plat rewards visa card and after being a member for 2 years...10K limit
Established Contributor
Posts: 624
Registered: ‎01-04-2009
0

Re: 3rd time the charm with penfed

[ Edited ]

Congrats!  Going after that card myself sooner or later. What's your current FICO at if you don't mind me asking?

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: 3rd time the charm with penfed

Congrats!

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Established Contributor
Posts: 515
Registered: ‎01-22-2011
0

Re: 3rd time the charm with penfed

around the 720's with all the big 3...
Valued Contributor
Posts: 1,074
Registered: ‎04-24-2008
0

Re: 3rd time the charm with penfed

Why were you denied the 2 other times?

BTW...congrats on the approval.

Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011
0

Re: 3rd time the charm with penfed

Congratulations!  With Penfed its really hard to get an approval, you were blessed. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Established Contributor
Posts: 515
Registered: ‎01-22-2011
0

Re: 3rd time the charm with penfed

to many new accounts.So I waited intill they aged a bit..also had to send them proof of income..Im self-employed so i had to send them 2 years of personell and business tax returns

Frequent Contributor
Posts: 673
Registered: ‎04-23-2009
0

Re: 3rd time the charm with penfed

I really think I want to go ahead and join PenFed.  I hear a lot of good things about them not necessarily to bank regularly with them but at least have an account and eventually get a card with them.  I'm Active Duty Marine and I use BofA now I have a NFCU account as well and use it from time to time.  Congrats on the approval, would you suggest waiting a while after getting an account with them before applying  for a card?


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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Valued Contributor
Posts: 1,074
Registered: ‎02-03-2009
0

Re: 3rd time the charm with penfed

I just joined and was approved for the AMEX from Penfed today. They do a EQ hard pull just to join, and no additional hard pull for the credit app, so if you join, you may as well apply for a card, since you are already getting one hard pull.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 795; EX (My Fico): 774
Established Member
Posts: 22
Registered: ‎06-23-2009
0

Re: 3rd time the charm with penfed

Congratulations! As I know sometimes the third time is the charm.
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