$400 Cash Back after Spending $1K in 90 Days with NFL Card

[flowfaster]

OK. Thanks for the quick replies!  That turns a no brainer into possibly an app regret.  My only account under 6 months old is my CASH+ but it's not even reporting yet. I have 3 inq on TU in the last year.

[SwampSystems]

Anyone know how sensitive they are to utilization?

[LS2982]

---

@flowfaster wrote:

If you pick the Packers the bonus actually goes to -$50.  Thats right you owe them!

---

[flowfaster]

I could not resist the $400 bucks!  I was instantly approved for 5k, I called in and she upped it to 6K on a recon.  I also heard they offer generous promotions throughout the year so I'll keep the card for now.

[guydiver]

---

@LS2982 wrote:

---

@flowfaster wrote:

If you pick the Packers the bonus actually goes to -$50.  Thats right you owe them!

---

---

Actually, if you pick the Packers, it's a simultaneous possession deal.  You get the bonus, but they get to keep it.

[TNTransplant]

---

@guydiver wrote:

---

@LS2982 wrote:

---

@flowfaster wrote:

If you pick the Packers the bonus actually goes to -$50.  Thats right you owe them!

---

---

Actually, if you pick the Packers, it's a simultaneous possession deal.  You get the bonus, but they get to keep it.

---

[SwampSystems]

---

@flowfaster wrote:

I could not resist the $400 bucks!  I was instantly approved for 5k, I called in and she upped it to 6K on a recon.  I also heard they offer generous promotions throughout the year so I'll keep the card for now.

---

What did your score and util look like? I'm begging to pull the trigger on this one, but I have to wait until my CLIs show up to take my util from 19% to 10%.

[Jazzzy]

We pulled the trigger this morning. Got $7,500 limit. We did it in my husband's name. His last TU from WalMart was 813. He has about 13% util. Also, he just got the WalMart Discover approx. 3 weeks ago. But before that he hadn't had new credit in a couple of years.

So....now we have a Cowboys MasterCard.

Yes....Cowboys.

[flowfaster]

---

@SwampSystems wrote:

---

@flowfaster wrote:

I could not resist the $400 bucks!  I was instantly approved for 5k, I called in and she upped it to 6K on a recon.  I also heard they offer generous promotions throughout the year so I'll keep the card for now.

---

What did your score and util look like? I'm begging to pull the trigger on this one, but I have to wait until my CLIs show up to take my util from 19% to 10%.

---

My Walmart TU is 760 and my util was a 1%.  I have a short history though.

[Jlu]

If I was going to put the effort into getting a visa siggy approval I sure as **bleep** wouldn't waste it on a 2%-on-NFL-purchases-only card.

LOL, pitiful.