Reply
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

err CRA's took to long to update missed out on this one. oh well

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Member
amac373
Posts: 36
Registered: ‎07-30-2012
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

[ Edited ]

flowfaster wrote:

If you use Amazon Payments just make a $410 and a $590 transaction, then pull it to your bank account.  Pay the $590 transaction with the money you pulled into your account.  Pay the $410 with statement credits.  Bam $410 in your bank account in 2-3 days.


So are you saying to try and buy enough stuff to have two seperate transactions, one of $410 and one of $590? Then you will need to just pay the $590 right away off your CC and then just wait for the bonus points to show up and apply those for a statement credit? Isn't this pretty much the same as just going to a store and making two seperate transactions with those same amounts? Am I missing something here?

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card


amac373 wrote:

flowfaster wrote:

If you use Amazon Payments just make a $410 and a $590 transaction, then pull it to your bank account.  Pay the $590 transaction with the money you pulled into your account.  Pay the $410 with statement credits.  Bam $410 in your bank account in 2-3 days.


So are you saying to try and buy enough stuff to have two seperate transactions, one of $410 and one of $590? Then you will need to just pay the $590 right away off your CC and then just wait for the bonus points to show up and apply those for a statement credit? Isn't this pretty much the same as just going to a store and making two seperate transactions with those same amounts? Am I missing something here?


Yes, you can do that IF you have something you want to buy for those amounts.  I was talking about using Amazon Payments to turn the $410 into straight cash with no fees.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card


flowfaster wrote:

Next day for me. Barclays is crazy!


Looks like mine showed up on Equifax the same day.

Established Member
amac373
Posts: 36
Registered: ‎07-30-2012
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card


flowfaster wrote:

amac373 wrote:

flowfaster wrote:

If you use Amazon Payments just make a $410 and a $590 transaction, then pull it to your bank account.  Pay the $590 transaction with the money you pulled into your account.  Pay the $410 with statement credits.  Bam $410 in your bank account in 2-3 days.


So are you saying to try and buy enough stuff to have two seperate transactions, one of $410 and one of $590? Then you will need to just pay the $590 right away off your CC and then just wait for the bonus points to show up and apply those for a statement credit? Isn't this pretty much the same as just going to a store and making two seperate transactions with those same amounts? Am I missing something here?


Yes, you can do that IF you have something you want to buy for those amounts.  I was talking about using Amazon Payments to turn the $410 into straight cash with no fees.


I haven't used Amazon Payments before. It looks similar to Paypal. What kind of transaction would you do, sending money to another account or something?

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

Well what I do is send money to my DGF who shares a bank account with me.  Make sure you select Goods and Services NOT cash advance.  The transaction will be coded as a purchase on your credit card.  Limit is $1000 a month and no fees all around.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

After getting frustrated with Macy's over the last few days, I decided to push my luck for some good news and call the credit analysts again today. More things had updated on my TransUnion report, so they were able to bump it up another $1,000 to $4,500. The analyst said anything more than that would require a solid 6 months of payment history.

 

Still disappointed about not getting approved for the Signature version, but I have a Freedom Signature in my pocket, so I guess that's good enough.

 

I know Barclays doesn't usually PC, but has anyone had any luck just changing from a Platinum to a Signature on the same product after hitting $5,000?

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

Did you get in on the $400 bonus? Because this has been dead for a while.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

Yup, got in just in time.

Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
0

Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

I got my card yesterday.

Good times.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}