Reply
New Contributor
Posts: 79
Registered: ‎10-16-2011
0

4th statement cut today - CLI request?

So my fourth statement has just been cut for a Care Credit account with GE, as the account was opened on 08/01/11. May I now request a CLI? I currently have a $1,000 CL and the medical procedure that I want costs between $10,000 - $15,000. I doubt that I will receive that much but whatever I can receive to assist to finance this procedure would be of great help. For the Care Credit holders out there, what are your experiences with your credit limits and increases?

 

Thanks!


Starting Score: 544
Current Score: 666
Goal Score: 700


Take the FICO Fitness Challenge
New Contributor
Posts: 79
Registered: ‎10-16-2011
0

Re: 4th statement cut today - CLI request?

No responses so.....I'm going to call. I can't take it! Wish me luck :smileywink:


Starting Score: 544
Current Score: 666
Goal Score: 700


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: 4th statement cut today - CLI request?

Good luck!

 

Please let us know how it worked out for you!

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **

Epic Contributor
Posts: 24,664
Registered: ‎10-23-2007
0

Re: 4th statement cut today - CLI request?

When you call you can do an automated request and it comes back instantly saying we can approve you or we can not without a credit pull, please say yes or no for us to pull credit to try to approve.

 

At least that's what I got.

 

In my experience in what I have read I missed the boat on that one, My friend had gotten Care Credit about 3 years ago with an instant 10k and it closed out after a year with no usage.... back about 4-5 months ago I had some high vet bills after my little doggy possibly ate raisons.  My friend came to my rescue and opened a new CareCredit account but this time just asking for 5k which was instantly approved and I put $2500 on it... wasn't think at the time that we should have called and said can you go up to 10k for util. so after like a month we did the automated but by that time they don't have the same credit report I guess and would have to pull new so just left irt... I'm about to have it paid down to less than 20% of CL anyway so think will just leave it and maybe see auto at 6 or 12 months or request if actually need next year.

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Established Contributor
Posts: 794
Registered: ‎08-02-2008
0

Re: 4th statement cut today - CLI request?


sweetschuni wrote:

No responses so.....I'm going to call. I can't take it! Wish me luck :smileywink:


Good luck!!!

FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
Established Contributor
Posts: 645
Registered: ‎03-20-2010
0

Re: 4th statement cut today - CLI request?

let us know how it went.  wish you luck!!!!! :smileyhappy:

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008
0

Re: 4th statement cut today - CLI request?

Keep us posted.

 

Care Credit seems to work around  the procedure cost - so be sure to let them know your estimated cost.  IMO, If anything, estimate high so you can better manage utilization on the card.

Just puttin' syrup on something, don't make it pancakes.
New Contributor
Posts: 65
Registered: ‎03-12-2010
0

Re: 4th statement cut today - CLI request?

GOOD LUCK I HOPE THEY GIVE YOU MORE THAN 5000.00

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.