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@Anonymous wrote:
Hey guys didn't know I was 5/24 and one of my cards will be removed from that list sometime in mid September. I just recently (last week to be exact) applied for 2 new credit cards and was approved. Does anyone know when they will report on my history? If they report before September 20 for example can I just cancel them before I receive them and they will have no affect on my new cards? Or can I keep them and they would report after septemember 20? Sorry I'm new don't know how it will work.
Thanks.
There is no way for us to know when your cards will report. It varies from creditor to creditor. For example, Barclays will report your card to the CRAs before you even get the card. Ameerican Express often takes 2-3 months after approval before thye start reporting. Tell us what cards that you are talking about and we might be able to give you an idea.
Whether you cancel the cards or not they will report and stay on your report for up to 10 years. Closed cards still count towards 5/24