Do any other banks have the 5/24 or the 4/24 rule. Citi seems to be pretty stingy. I haven't apped for Citi DC yet because of how stingy I hear they are. A friend of mine had all 10-20k limits on cards with 760 scores. Citi gave him a 5k DC limit.
Citi gave me a 5.4K limit on my Premier. The day the card arrived I requested a CLI online and they increased it to $21.3K
So Citi may be a bit reluctant at first, but sometimes if you ask, you may receive...
Out of curiosity, was that CLI a SP or HP?
The application was a HP on EX and EQ, the CLI 2 weeks later was HP on EQ.