No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I had requested a CLI at my 61 day mark of $22,500 from $7,500 initial CL equalling a total CLI request of $15,000. Amex countered with a total credit line of $19,200 equalling a total CLI $11,700 from my initial CL. No FR, just pure Amex bliss!
Nice @ jd
@Anonymous wrote:I had requested a CLI at my 61 day mark of $22,500 from $7,500 initial CL equalling a total CLI request of $15,000. Amex countered with a total credit line of $19,200 equalling a total CLI $11,700 from my initial CL. No FR, just pure Amex bliss!
Such a random limit, they must have some crazy internal risk systems. I like my limits staying rounded. I'd be on the phone trying to get them to give me an $800 CLI to get up to the $20k mark. 19.2 just way to random..haha
@Anonymous wrote:I had requested a CLI at my 61 day mark of $22,500 from $7,500 initial CL equalling a total CLI request of $15,000. Amex countered with a total credit line of $19,200 equalling a total CLI $11,700 from my initial CL. No FR, just pure Amex bliss!
I presume income changes how much CLI they are prepared to give. Do you mind sharing what your stated income was?
I got a fairly generous CL on my BCP given that my income is not that high, and I'm a little worried about asking for a 61 day CLI because then my CL-to-income ratio would be pretty high and they might sniff out a FR lol.
Stated income was around 75k.
@Anonymous wrote:Stated income was around 75k.
Hmmm. My income isn't as much as that which makes me a little uneasy about asking for a CLI.