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Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


Duncanrr wrote:
@Calihlove. I had to get that one in. Now I just have to convince my local banker to not do a HP on me to open checking account.

@Creditnocash. I'll be in garden for a while. Only SP's for me.

:smileyvery-happy:

 

:smileysurprised:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

Congrats! No better way to enjoy LSU football than with crown and coke and rotel nachos!

Congrats on app spree; geaux tigers!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Moderator
Revelate
Posts: 9,731
Registered: ‎12-30-2011
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


Duncanrr wrote:
Yup. I'm also going to be hyper-sensitive to how much I charge on cards. Baby steps into the new accounts.

Also, I'm eligible for 10/10 program. Anyway I can setup chase checking without hard pull?

Late response but didn't see an answer in the thread: Chase doesn't HP for checking.  May check Chexsystems.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
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Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

Thanks.  I was going to beg a banker to use cc pulled data if they did.  My current bank Whitney did do a hard pull when I opened one.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Frequent Contributor
Brian_Trying_700
Posts: 445
Registered: ‎09-14-2011
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Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

[ Edited ]

Sorry to be a little off topic. My Walmart card bought myself last night a 65" TV with 0% apr for 18 months @ 1030pm and hooked up by 330am. Full surround sound and I think I will have too apply for a Care Credit card for a hearing aid.:smileylol:




.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

Nice.  I have some nice 0% ARP right now but I dont intend to use it unless my SBA loan fall through.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


Duncanrr wrote:
Well I blame the multiple drinks I had last night while I watched LSU game. I apped while at a bar. I had to recon this one and I thought my streak had ended. Thank you Victoria, Chase CSR, for keeping it alive. They pulled EX and were most concerned with my cap1 auto mess. I explained I was fighting it with cap1 and why I had apped prior to clearing it up, thank u hurricane Isaac, and gave her dates and amounts of last 14 consecutive auto payments. She was impressed by this and probably felt a little sorry for me (my SBA-disaster inquiry was on report) and approved me for 1.5k!!! I also told her why I apped for Chase amazon and how happy I was to have that card. ---no more apps for me. I'm DONE. 5 for 5 the streak is still alive!

 

Now this is a new one! Has the recon convinced you to stop apping? At some point you're going to be shooting yourself in the foot. You've yet to see the FICO effect. And too many CCs at once has been known to cause AA  (not to be confused w/alcoholic's anonymous! :smileytongue:) from CCs.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

Yup the recon was the cure for my app itch.  (see my sig)  Im done.  Ive gotten all the cards that I want and that Im currently eligible for so I'm  happy with them.  I actually only took a hit from 1 card in reference to my AAoA.  The two AMEX cards are back dated to 1993 (they are actually UPSIng my backdated ZYNC to me right now).  My AAoA prior to apping was 10.1 years.  So the two AMEX cards basically wipe out the negative of two new non-AMEX cards and keep my AAoA at 10 years.  That leaves one card to hit AAoA.

 

Walmart is already reporting on my EX report and no other card has started reporting yet.  My AAoA went from 10.1 to 9.8.  By time I apply for anything else I'll be back over 10 again.  Im not expecting too much of a hit from AAoA.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

Amex backdating is a great cure for new-card AAoA drops! :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!


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