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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

You should app or Barclays now Duncan!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 909
Registered: ‎12-25-2010
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Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

If my Browns look horrible again today as (I suspect they will), I might go crazy and app for every subprime known to man while in an angry drunken haze, driving my score down to the high 300's, and wallow in FICO purgatory for the next 7 years!!! Go Browns 😥😥😥


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


LS2982 wrote:
You should app or Barclays now Duncan!!!

6 for 6!!!!!

 

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

@Wolf    Thanks.  I know you have my "credit back," so to speak.  Thank for encouragement.  Hoping hit will not be bad on scores but since not apping for a while a short term hit doesn't really matter.  AAoA will be back over 10 years by time I app again.

 

@ LS2982     No.    :smileyhappy::robotmad:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

Congrats, Maybe it is time to quit while you are ahead.    See you in the Garden!.

Established Contributor
Posts: 802
Registered: ‎05-16-2012
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Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


Duncanrr wrote:
Well I blame the multiple drinks I had last night while I watched LSU game. I apped while at a bar. I had to recon this one and I thought my streak had ended. Thank you Victoria, Chase CSR, for keeping it alive. They pulled EX and were most concerned with my cap1 auto mess. I explained I was fighting it with cap1 and why I had apped prior to clearing it up, thank u hurricane Isaac, and gave her dates and amounts of last 14 consecutive auto payments. She was impressed by this and probably felt a little sorry for me (my SBA-disaster inquiry was on report) and approved me for 1.5k!!! I also told her why I apped for Chase amazon and how happy I was to have that card. ---no more apps for me. I'm DONE. 5 for 5 the streak is still alive!

You have been bad bad bad! For some reason I KNEW I would wake up to you and another approval or a denial :smileywink: Congrats!!! Freedom is good. They doubled my credit limit after two months. Of course I requested and it was a hard pull.I think you are at a great stopping point, 5/5..I am impressed!

100% Ficos: EX 773 , TU 772, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


Wolf3 wrote:

LS2982 wrote:
You should app or Barclays now Duncan!!!

6 for 6!!!!!

 


You are a little instigator :smileytongue:

100% Ficos: EX 773 , TU 772, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Valued Contributor
Posts: 2,270
Registered: ‎07-23-2012
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

congrats.  ive also gotten in with chase freedom and zync. 

(previously being denied by chase 3 time in the past 4 years)

duncanrr we can be gardening buds!. 

 

ive gone 6 for 6 and an auto finance at top tier! 

 

ill be sitting in the garden until jan 14'. 

unless i soft pull for a better amex in january. but if i dont get it no harm no foul. 

but probably wont since my aaoa will still be under a year. 

 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 1,959
Registered: ‎08-13-2007
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


CS800 wrote:

Congrats !!

 

There is a thread on the smorgasbord called 'you know you're addicted to fico' 

 

Yours should be 

 

Applying at a bar with a recon while watching sports

 

Lol. :smileyhappy:


:smileyvery-happy:

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

@Calihlove. I had to get that one in. Now I just have to convince my local banker to not do a HP on me to open checking account.

@Creditnocash. I'll be in garden for a while. Only SP's for me.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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