09-16-2012 08:50 AM
09-16-2012 08:57 AM
If my Browns look horrible again today as (I suspect they will), I might go crazy and app for every subprime known to man while in an angry drunken haze, driving my score down to the high 300's, and wallow in FICO purgatory for the next 7 years!!! Go Browns 😥😥😥
09-16-2012 09:01 AM
@Wolf Thanks. I know you have my "credit back," so to speak. Thank for encouragement. Hoping hit will not be bad on scores but since not apping for a while a short term hit doesn't really matter. AAoA will be back over 10 years by time I app again.
@ LS2982 No.
09-16-2012 10:13 AM
Well I blame the multiple drinks I had last night while I watched LSU game. I apped while at a bar. I had to recon this one and I thought my streak had ended. Thank you Victoria, Chase CSR, for keeping it alive. They pulled EX and were most concerned with my cap1 auto mess. I explained I was fighting it with cap1 and why I had apped prior to clearing it up, thank u hurricane Isaac, and gave her dates and amounts of last 14 consecutive auto payments. She was impressed by this and probably felt a little sorry for me (my SBA-disaster inquiry was on report) and approved me for 1.5k!!! I also told her why I apped for Chase amazon and how happy I was to have that card. ---no more apps for me. I'm DONE. 5 for 5 the streak is still alive!
You have been bad bad bad! For some reason I KNEW I would wake up to you and another approval or a denial Congrats!!! Freedom is good. They doubled my credit limit after two months. Of course I requested and it was a hard pull.I think you are at a great stopping point, 5/5..I am impressed!
09-16-2012 10:16 AM
You should app or Barclays now Duncan!!!
6 for 6!!!!!
You are a little instigator
09-16-2012 10:29 AM
congrats. ive also gotten in with chase freedom and zync.
(previously being denied by chase 3 time in the past 4 years)
duncanrr we can be gardening buds!.
ive gone 6 for 6 and an auto finance at top tier!
ill be sitting in the garden until jan 14'.
unless i soft pull for a better amex in january. but if i dont get it no harm no foul.
but probably wont since my aaoa will still be under a year.
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
09-16-2012 10:35 AM
There is a thread on the smorgasbord called 'you know you're addicted to fico'
Yours should be
Applying at a bar with a recon while watching sports
09-16-2012 10:41 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO