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Mega Contributor
LS2982
Posts: 14,494
Registered: ‎04-09-2011

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

You should app or Barclays now Duncan!!!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Frequent Contributor
JonStur
Posts: 355
Registered: ‎12-25-2010

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

If my Browns look horrible again today as (I suspect they will), I might go crazy and app for every subprime known to man while in an angry drunken haze, driving my score down to the high 300's, and wallow in FICO purgatory for the next 7 years!!! Go Browns 😥😥😥


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 796 EX 780 EQ 750
Goal Score: 800 Club


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Senior Contributor
Wolf3
Posts: 3,178
Registered: ‎01-24-2010

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


LS2982 wrote:
You should app or Barclays now Duncan!!!

6 for 6!!!!!

 

Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

@Wolf    Thanks.  I know you have my "credit back," so to speak.  Thank for encouragement.  Hoping hit will not be bad on scores but since not apping for a while a short term hit doesn't really matter.  AAoA will be back over 10 years by time I app again.

 

@ LS2982     No.    :smileyhappy::robotmad:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Senior Contributor
Wolf3
Posts: 3,178
Registered: ‎01-24-2010

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

Congrats, Maybe it is time to quit while you are ahead.    See you in the Garden!.

Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


Duncanrr wrote:
Well I blame the multiple drinks I had last night while I watched LSU game. I apped while at a bar. I had to recon this one and I thought my streak had ended. Thank you Victoria, Chase CSR, for keeping it alive. They pulled EX and were most concerned with my cap1 auto mess. I explained I was fighting it with cap1 and why I had apped prior to clearing it up, thank u hurricane Isaac, and gave her dates and amounts of last 14 consecutive auto payments. She was impressed by this and probably felt a little sorry for me (my SBA-disaster inquiry was on report) and approved me for 1.5k!!! I also told her why I apped for Chase amazon and how happy I was to have that card. ---no more apps for me. I'm DONE. 5 for 5 the streak is still alive!

You have been bad bad bad! For some reason I KNEW I would wake up to you and another approval or a denial :smileywink: Congrats!!! Freedom is good. They doubled my credit limit after two months. Of course I requested and it was a hard pull.I think you are at a great stopping point, 5/5..I am impressed!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


Wolf3 wrote:

LS2982 wrote:
You should app or Barclays now Duncan!!!

6 for 6!!!!!

 


You are a little instigator :smileytongue:

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

congrats.  ive also gotten in with chase freedom and zync. 

(previously being denied by chase 3 time in the past 4 years)

duncanrr we can be gardening buds!. 

 

ive gone 6 for 6 and an auto finance at top tier! 

 

ill be sitting in the garden until jan 14'. 

unless i soft pull for a better amex in january. but if i dont get it no harm no foul. 

but probably wont since my aaoa will still be under a year. 

 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.


CS800 wrote:

Congrats !!

 

There is a thread on the smorgasbord called 'you know you're addicted to fico' 

 

Yours should be 

 

Applying at a bar with a recon while watching sports

 

Lol. :smileyhappy:


:smileyvery-happy:

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: 5 for 5. Streak still Alive! Chase Freedom 1.5k CL.

@Calihlove. I had to get that one in. Now I just have to convince my local banker to not do a HP on me to open checking account.

@Creditnocash. I'll be in garden for a while. Only SP's for me.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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