09-16-2012 08:57 AM
If my Browns look horrible again today as (I suspect they will), I might go crazy and app for every subprime known to man while in an angry drunken haze, driving my score down to the high 300's, and wallow in FICO purgatory for the next 7 years!!! Go Browns 😥😥😥
09-16-2012 09:01 AM
@Wolf Thanks. I know you have my "credit back," so to speak. Thank for encouragement. Hoping hit will not be bad on scores but since not apping for a while a short term hit doesn't really matter. AAoA will be back over 10 years by time I app again.
@ LS2982 No.
09-16-2012 10:13 AM
Well I blame the multiple drinks I had last night while I watched LSU game. I apped while at a bar. I had to recon this one and I thought my streak had ended. Thank you Victoria, Chase CSR, for keeping it alive. They pulled EX and were most concerned with my cap1 auto mess. I explained I was fighting it with cap1 and why I had apped prior to clearing it up, thank u hurricane Isaac, and gave her dates and amounts of last 14 consecutive auto payments. She was impressed by this and probably felt a little sorry for me (my SBA-disaster inquiry was on report) and approved me for 1.5k!!! I also told her why I apped for Chase amazon and how happy I was to have that card. ---no more apps for me. I'm DONE. 5 for 5 the streak is still alive!
You have been bad bad bad! For some reason I KNEW I would wake up to you and another approval or a denial Congrats!!! Freedom is good. They doubled my credit limit after two months. Of course I requested and it was a hard pull.I think you are at a great stopping point, 5/5..I am impressed!
09-16-2012 10:16 AM
You should app or Barclays now Duncan!!!
6 for 6!!!!!
You are a little instigator
09-16-2012 10:29 AM
congrats. ive also gotten in with chase freedom and zync.
(previously being denied by chase 3 time in the past 4 years)
duncanrr we can be gardening buds!.
ive gone 6 for 6 and an auto finance at top tier!
ill be sitting in the garden until jan 14'.
unless i soft pull for a better amex in january. but if i dont get it no harm no foul.
but probably wont since my aaoa will still be under a year.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
09-16-2012 10:35 AM
There is a thread on the smorgasbord called 'you know you're addicted to fico'
Yours should be
Applying at a bar with a recon while watching sports
09-16-2012 10:41 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.