Credit Cards

[epicureanism]

What is the possibility of approval? Is it certain that I will be denied? 

Currently I have BOA cash rewards (2500cl) for 5 months and citi forward (2000cl) for 2 month. 

Thanks. 

[LS2982]

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epicureanism wrote:

What is the possibility of approval? Is it certain that I will be denied? 

Currently I have BOA cash rewards (2500cl) for 5 months and citi forward (2000cl) for 2 month. 

Thanks. 

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Its not a certain denial but it doesnt look good. I would wait until you have 6 months on both accounts then go for it.

[distantarray]

doubtful but possibility if you get added as an ACM / AU for a Amex account. It seems to be a way to sneak in imo. I became an AU on my dad's Chase Sapphire and Delta Skymiles Amex and I was approved for my own two months later, kept getting denied before then. both accounts were new openned accounts.

[epicureanism]

Thanks for all the reply.

How about 1 year credit history before applying to PRG? or SPG?

[LS2982]

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epicureanism wrote:

Thanks for all the reply.

How about 1 year credit history before applying to PRG? or SPG?

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You would be fine for it then.

[epicureanism]

Thank you very much! 

Actually I am not quite sure about the difficulty of applying to following credit cards: CSP, SPG and PRG. 

I think one year would be enough for SPG and PRG, but CSP would have much higher standard (2 year, >5000 cl in one card)? 

Am I right? 

[webhopper]

What is your income? If its high I would go for PRG...

SPG and CSP are both going to be harder to get... wait until you have 2 years of history

[epicureanism]

Income is 55k. Would that be enough for PRG? 

Thanks for all the replies.

[Dustink]

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epicureanism wrote:

Income is 55k. Would that be enough for PRG? 

Thanks for all the replies.

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I think it's worth a shot. Got decent assets as well?