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56 inq

Frequent Contributor

56 inq

i have 56 inq on my equifax report most are auto inq. but my eqf score is the highest????????
Message 1 of 32
31 REPLIES
Frequent Contributor

Re: 56 inq

and why haven't the inq's from 2 years ago drpped off.7/28/05 still there
Message 2 of 32
New Contributor

Re: 56 inq

 


Message Edited by Help on 08-03-2007 02:25 PM
Message 3 of 32
Frequent Contributor

Re: 56 inq



laryn41 wrote:
and why haven't the inq's from 2 years ago drpped off.7/28/05 still there



dispute it with the bureau
Message 4 of 32
Frequent Contributor

Re: 56 inq

how do i do that?
Message 5 of 32
Regular Contributor

Re: 56 inq

They will fall off probably within days.  My inq's from EQ fell off the same day exactly two years to the day.
Message 6 of 32
Highlighted
Established Contributor

Re: 56 inq


laryn41 wrote:
and why haven't the inq's from 2 years ago drpped off.7/28/05 still there

It doesn't really matter since they don't affect the score after 12 months. And the few lenders who do a manual review aren't going to care about a 24-month-old inquiry anyway.
Message 7 of 32
Regular Contributor

Re: 56 inq Woah!

Just found this post from back in 2007 while searching the board Smiley Happy 56 INQ's is a LOT!!!! That makes me wonder.. what's the most amount of INQ's you've ever had?? Right now i think i have 16 on Transunion.. 2 from a car purchase and 2 just fell off so it was 18.. And i thoguht 16 was a lot.. wow!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 8 of 32
Frequent Contributor

Re: 56 inq Woah!

Wow that is a lot of INQ's!Smiley Frustrated

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 9 of 32
Frequent Contributor

Re: 56 inq Woah!

There was a guy here a month or so ago that had well over a 100 between his three reports and continued applying for more cards against everyone's advice.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Message 10 of 32