Reply
Frequent Contributor
laryn41
Posts: 481
Registered: ‎07-31-2007

56 inq

i have 56 inq on my equifax report most are auto inq. but my eqf score is the highest????????
Frequent Contributor
laryn41
Posts: 481
Registered: ‎07-31-2007

Re: 56 inq

and why haven't the inq's from 2 years ago drpped off.7/28/05 still there
New Contributor
Help
Posts: 67
Registered: ‎07-17-2007

Re: 56 inq

[ Edited ]
 


Message Edited by Help on 08-03-2007 02:25 PM
Frequent Contributor
Posts: 353
Registered: ‎07-18-2007

Re: 56 inq



laryn41 wrote:
and why haven't the inq's from 2 years ago drpped off.7/28/05 still there



dispute it with the bureau
Frequent Contributor
laryn41
Posts: 481
Registered: ‎07-31-2007

Re: 56 inq

how do i do that?
Regular Contributor
coachhenson
Posts: 179
Registered: ‎07-11-2007

Re: 56 inq

They will fall off probably within days.  My inq's from EQ fell off the same day exactly two years to the day.
Established Contributor
Revike
Posts: 720
Registered: ‎05-04-2007

Re: 56 inq


laryn41 wrote:
and why haven't the inq's from 2 years ago drpped off.7/28/05 still there

It doesn't really matter since they don't affect the score after 12 months. And the few lenders who do a manual review aren't going to care about a 24-month-old inquiry anyway.
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: 56 inq Woah!

Just found this post from back in 2007 while searching the board :smileyhappy: 56 INQ's is a LOT!!!! That makes me wonder.. what's the most amount of INQ's you've ever had?? Right now i think i have 16 on Transunion.. 2 from a car purchase and 2 just fell off so it was 18.. And i thoguht 16 was a lot.. wow!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Regular Contributor
IECredit
Posts: 171
Registered: ‎07-15-2012

Re: 56 inq Woah!

Wow that is a lot of INQ's!:smileyfrustrated:

(Starting Score: 6/2012 TU 540 / EQ 565 / EX Fako 523)
Current Score:TU 707(GE Pull 5/6/13) / EQ 701(DCU HP 4/19/13) / EX Fako 735(CreditReport.com 5/1/13)
Goal Score: All above 800
Wallet: DCU Plat. $5K | Chase Freedom $1K | Discover More $1K | WalMart $2K | Paypal MC $1.5K | Cap One Plat. $2.5K | Kays $0.8K | Barclay NFL $1K | Best Buy $1K | Orchard $1K | Cap One Cash $2.5K | FingerHut $1.1K | IN THE GARDEN(5/6/13) $20.5K Revolving
Regular Contributor
b_seeker
Posts: 207
Registered: ‎03-24-2013

Re: 56 inq Woah!

There was a guy here a month or so ago that had well over a 100 between his three reports and continued applying for more cards against everyone's advice.

Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 || Chase Freedom $2700

FICO Scores: EX 752 (3/13/13) || EQ 745 (3/7/13) || TU 724 (1/18/13)

In the garden as of 3/25/2013

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+