Reply
Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
0

Re: 56 inq

Ilovelisa had 82 INQ's 

Trophy for 1st place 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: 56 inq

I was thinking, I actually checked all my HPs. I maintain a google doc with all the HPs and some calculations to know how many <6mo, <1yr and >1yr inq I have. and my total inq till today on all 3 CB are not even close to 82.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Frequent Contributor
Posts: 472
Registered: ‎04-09-2012
0

Re: 56 inq

I am very ashamed to admit this but I have about 30 on EQ and EX and 18 on TU ranging from the beginning of 2012 until mid-March this year.  I purchased a new vehicle 11 months ago, so about 3-5 inquiries on each report are from that and I purchased a used vehicle about 3 months ago and about 5-8 inquiries on each report are from that.  I am in serious garden mode and do not plan on apping for anything for the remainder of the year. 

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Valued Contributor
Posts: 1,901
Registered: ‎06-16-2012
0

Re: 56 inq


kimmiller112 wrote:

I am very ashamed to admit this but I have about 30 on EQ and EX and 18 on TU ranging from the beginning of 2012 until mid-March this year.  I purchased a new vehicle 11 months ago, so about 3-5 inquiries on each report are from that and I purchased a used vehicle about 3 months ago and about 5-8 inquiries on each report are from that.  I am in serious garden mode and do not plan on apping for anything for the remainder of the year. 


dont feel bad, I have 31 on EX, 14 on EQ and 4 on TU. 8 of the 31 from EX are from car shopping in Jan of 2012 and again July 2012. Most of my inquries are from August 2012 and before (didnt know how much inquries could affect your score then). Since August of 2012 i have 4 on EX, 3 on EQ and 3 on TU, im always very thankful for finding this site or i would probably have much more...lol.

Cards: (Chase x6) (Citi x7) (Amex x5) (BofA x3) (US Bank x3) (Barclays x3) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) (Discover, Nasa ,Diners x1)





Valued Member
Posts: 26
Registered: ‎04-01-2013
0

Re: 56 inq

Wow and here I am stressing over 5 inqs. 



Starting Score: 496
Current Score: TU: 739 | EQ: 724 | EX: 738
Goal Score: 780's Across the board


Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 491
Registered: ‎10-08-2011
0

Re: 56 inq

Well now.

 

Guess I should stop fretting over the 9 inquiries on my reports. You guys put me to shame. :smileysurprised:

    
Valued Contributor
Posts: 1,513
Registered: ‎11-10-2012
0

Re: 56 inq


laryn41 wrote:
i have 56 inq on my equifax report most are auto inq. but my eqf score is the highest????????

That's a lot of inquiries...that's why it pays to shop around before actually going to the dealership. Sometimes I think dealers like to screw with our scores by calling as many banks as they know and to hell with how many HP we get...:smileyfrustrated:

 photo Logo - Credit Card Collection - Data Inclusive_zps6qrczwwg.jpg
Valued Contributor
Posts: 1,513
Registered: ‎11-10-2012
0

Re: 56 inq


laryn41 wrote:
and why haven't the inq's from 2 years ago drpped off.7/28/05 still there

Those should have dropped off last year...I'd dispute those ASAP.

 photo Logo - Credit Card Collection - Data Inclusive_zps6qrczwwg.jpg
Valued Contributor
Posts: 1,513
Registered: ‎11-10-2012
0

Re: 56 inq


laryn41 wrote:
i have 56 inq on my equifax report most are auto inq. but my eqf score is the highest????????

For Pete's sake...I have to start being aware of when these posts are dated! This one is ANCIENT!:smileytongue:

 photo Logo - Credit Card Collection - Data Inclusive_zps6qrczwwg.jpg
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: 56 inq

I wonder who has the record.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.