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Got this same letter in the mail today. http://frequentmiler.boardingarea.com/2016/03/24/no-citi-devalues-forward-card/
Those grandfathered in with the 5x on restaurants, it will now be going down to 2x.
Bye bye FW! You were my second credit card and served me well.
Citi doesn't allow for CL transfers right? Or if they do it's basically a HP and normal CLI? I could PC it too I suppose but I don't see the value in that.