06-04-2008 09:31 AM
06-04-2008 10:26 AM
Nah, not as long as one still lives within one's means. I'd rather spend $50 a month at myFICO than at Starbucks.
Lol..... you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month
06-04-2008 10:29 AM
jsk wrote:I just received a pre-approval letter from RBS with 6.99% APR for purchases and BT forever as long as I don't miss the minimum payment. I used to have an account of $3,600 CL with RBS, and one year later I closed. I have credit scores +/- 750 (before paying off), and recently I paid off more than 5k of credit card balances. As a result, my UTIL is down to 7% from ~13%.If I am not looking a house now, I would apply for this car right away. What do you think about this offer?
06-04-2008 11:11 AM
It's like being on a diet. You want to see that all the hard work is paying off.
cheddar wrote:Nah, not as long as one still lives within one's means. I'd rather spend $50 a month at myFICO than at Starbucks.
Lol..... you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a monthMy CC util is right around 1%, and you don't even want to know how much I've spent on scores since I've been a member. I always shudder a little bit when I see where myFICO stands on my MS Money Report of Expenses by Payee.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO