06-04-2008 09:31 AM
06-04-2008 10:26 AM
Nah, not as long as one still lives within one's means. I'd rather spend $50 a month at myFICO than at Starbucks.
Lol..... you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month
06-04-2008 10:29 AM
jsk wrote:I just received a pre-approval letter from RBS with 6.99% APR for purchases and BT forever as long as I don't miss the minimum payment. I used to have an account of $3,600 CL with RBS, and one year later I closed. I have credit scores +/- 750 (before paying off), and recently I paid off more than 5k of credit card balances. As a result, my UTIL is down to 7% from ~13%.If I am not looking a house now, I would apply for this car right away. What do you think about this offer?
06-04-2008 11:11 AM
It's like being on a diet. You want to see that all the hard work is paying off.
cheddar wrote:Nah, not as long as one still lives within one's means. I'd rather spend $50 a month at myFICO than at Starbucks.
Lol..... you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a monthMy CC util is right around 1%, and you don't even want to know how much I've spent on scores since I've been a member. I always shudder a little bit when I see where myFICO stands on my MS Money Report of Expenses by Payee.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.