06-04-2008 09:31 AM
06-04-2008 10:26 AM
Nah, not as long as one still lives within one's means. I'd rather spend $50 a month at myFICO than at Starbucks.
Lol..... you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month
06-04-2008 10:29 AM
jsk wrote:I just received a pre-approval letter from RBS with 6.99% APR for purchases and BT forever as long as I don't miss the minimum payment. I used to have an account of $3,600 CL with RBS, and one year later I closed. I have credit scores +/- 750 (before paying off), and recently I paid off more than 5k of credit card balances. As a result, my UTIL is down to 7% from ~13%.If I am not looking a house now, I would apply for this car right away. What do you think about this offer?
06-04-2008 11:11 AM
It's like being on a diet. You want to see that all the hard work is paying off.
cheddar wrote:Nah, not as long as one still lives within one's means. I'd rather spend $50 a month at myFICO than at Starbucks.
Lol..... you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a monthMy CC util is right around 1%, and you don't even want to know how much I've spent on scores since I've been a member. I always shudder a little bit when I see where myFICO stands on my MS Money Report of Expenses by Payee.
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