Credit Cards

[Trishco]

Are the results in yet???

[thrasher865]

Lol.....  you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month

[cheddar]

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thrasher865 wrote:

Lol.....  you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month

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Nah, not as long as one still lives within one's means.  I'd rather spend $50 a month at myFICO than at Starbucks.

My CC util is right around 1%, and you don't even want to know how much I've spent on scores since I've been a member.  I always shudder a little bit when I see where myFICO stands on my MS Money Report of Expenses by Payee.

[PurpleHaze]

          Ummm now I just feel silly ... who is RBS

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jsk wrote:

I just received a pre-approval letter from RBS with 6.99% APR for purchases and BT forever as long as I don't miss the minimum payment. I used to have an account of $3,600 CL with RBS, and one year later I closed. I have credit scores +/- 750 (before paying off), and recently I paid off more than 5k of credit card balances. As a result, my UTIL is down to 7% from ~13%.

If I am not looking a house now, I would apply for this car right away. What do you think about this offer?

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[unknown_entity]

Royal Bank of Scottland

[haulingthescoreup]

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cheddar wrote:

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thrasher865 wrote:

Lol.....  you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month

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Nah, not as long as one still lives within one's means.  I'd rather spend $50 a month at myFICO than at Starbucks.

My CC util is right around 1%, and you don't even want to know how much I've spent on scores since I've been a member.  I always shudder a little bit when I see where myFICO stands on my MS Money Report of Expenses by Payee.

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It's like being on a diet. You want to see that all the hard work is paying off.

Or if you need improved scores to qualify for something, then I guess it's like being a wrestler or a jockey, needing to make weight!