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Frequent Contributor
Posts: 279
Registered: ‎07-12-2007
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Re: 6.99% APR offer

Are the results in yet???
Valued Contributor
Posts: 1,157
Registered: ‎05-21-2008
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Re: 6.99% APR offer

Lol.....  you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month :smileyvery-happy:

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: 6.99% APR offer



thrasher865 wrote:
Lol.....  you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month :smileyvery-happy:


Nah, not as long as one still lives within one's means.  I'd rather spend $50 a month at myFICO than at Starbucks.
 
My CC util is right around 1%, and you don't even want to know how much I've spent on scores since I've been a member.  I always shudder a little bit when I see where myFICO stands on my MS Money Report of Expenses by Payee.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Established Contributor
Posts: 717
Registered: ‎03-05-2008
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Re: 6.99% APR offer

          Ummm now I just feel silly ... who is RBS
 


jsk wrote:
I just received a pre-approval letter from RBS with 6.99% APR for purchases and BT forever as long as I don't miss the minimum payment. I used to have an account of $3,600 CL with RBS, and one year later I closed. I have credit scores +/- 750 (before paying off), and recently I paid off more than 5k of credit card balances. As a result, my UTIL is down to 7% from ~13%.
 
If I am not looking a house now, I would apply for this car right away. What do you think about this offer?




Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Posts: 853
Registered: ‎03-21-2008
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Re: 6.99% APR offer

Royal Bank of Scottland
 
07/26/2007 TU-688
EQ-656
EX-649
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Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: 6.99% APR offer


cheddar wrote:

thrasher865 wrote:

Lol.....  you guys wouldnt HAVE any CC debt if you didn't pull your scores twice a month :smileyvery-happy:
Nah, not as long as one still lives within one's means.  I'd rather spend $50 a month at myFICO than at Starbucks.
My CC util is right around 1%, and you don't even want to know how much I've spent on scores since I've been a member.  I always shudder a little bit when I see where myFICO stands on my MS Money Report of Expenses by Payee.


It's like being on a diet. You want to see that all the hard work is paying off.

Or if you need improved scores to qualify for something, then I guess it's like being a wrestler or a jockey, needing to make weight!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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