Credit Cards Center Credit cards from our partners
Posts: 106
Registered: ‎07-15-2011

6 month from the date of joining to request for the credit line increase.

So after much debate, I'm still stuck. I'm really wanting to request an increase to my Citi card online, but DO NOT want to be denied

because I did not wait long enough.


Chatted with online rep on Citi site to have them say:


"You will need to wait for a period of 6 month from the date of joining to request for the credit line increase."


When did I join, according to Citi? He said he couldn't tell me. All he could say was the above.


On activation of account, a letter came saying this, dated June 15th. I applied for Citi first or second week of June.


Your account must be opened for
at least six months before we can consider a higher credit line.


Can someone please help with this? I know I'm probably going mental over it, but it'd be nice to get a clear answer.

Valued Member
Posts: 43
Registered: ‎10-02-2012

Re: 6 month from the date of joining to request for the credit line increase.

If your that concerned just wait for your 6th statement ...that way you know you're safe. 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.