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6 months history clean equifax. What cards can I get?

Contributor

Re: 6 months history clean equifax. What cards can I get?


jconvinced wrote:

Didn't see your other post.  But yes you are most likely correct.  I'm trying to be patient.  I'm going to check my scores and go from there in Dec.  I also want Walmart card so I might just apply for that then garden for 6 more months and try prime lender then.  Thanks for your help.


Update!  Checked my EQ score tonight and it is a 707!  I'm very excited.  I've been working really hard to fix my credit and I finally have a score to reflect that.  I'm looking to get one more card then garden for a little bit.  I'm going to stay away from Discover and Walmart for a while until I get these 2 collections removed since they are strong TU pullers.  May anyone recommend an EQ puller card that I can get with 6 months history, 707 fico, and no baddies on EQ.  Citi?

New Contributor

Re: 6 months history clean equifax. What cards can I get?

Congrats on the score!  Smiley Happy

 

You might consider the DCU ( dcu.org ) Visa - they pull EQ.

Contributor

Re: 6 months history clean equifax. What cards can I get?


ntx wrote:

Congrats on the score!  Smiley Happy

 

You might consider the DCU ( dcu.org ) Visa - they pull EQ.


Thanks I will check them out.  Anybody else? You think chase will give me a shot with 6 months credit length?

New Contributor

Re: 6 months history clean equifax. What cards can I get?

Chase pulled EX for me (in TX).

 

From what I've seen around here from others, I'd wait for a year of history for Chase.

Contributor

Re: 6 months history clean equifax. What cards can I get?


ntx wrote:

Chase pulled EX for me (in TX).

 

From what I've seen around here from others, I'd wait for a year of history for Chase.


I've had Chase checking for 2-3 years would that help me any or should I just wait 6 months.

Established Contributor

Re: 6 months history clean equifax. What cards can I get?

DCU was gonna give me 2k limit platinum visa, but only gave 1.5k after I sent in my paystub. i only make about 17k a year Smiley Sad

 

I was still happy with it cuz I got my first unsecured cc the day I got my 5th statement from Capital One Secured ($600 CL).

 

no baddies, clear report.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Blogger

Re: 6 months history clean equifax. What cards can I get?


jconvinced wrote:

ntx wrote:

Chase pulled EX for me (in TX).

 

From what I've seen around here from others, I'd wait for a year of history for Chase.


I've had Chase checking for 2-3 years would that help me any or should I just wait 6 months.


If you have more than 10k in your checking account you should be good. Even if you don't have as much, that long of a history should help.