09-13-2012 10:50 AM
If CreditKarma and CreditSesame give the OP scores, doesn't this mean the OP has a file on TU and EX, at the very least? Otherwise CK/CS wouldn't be able to generate a score... no?
I was leaning towards this too... just couldn't be sure of the correctness of the memory I was pulling the thought from which would have been a post many years ago!
I think worth a try!
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