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6 more Months till my BIG App Spree!! :)

Contributor

6 more Months till my BIG App Spree!! :)

It seems like my App spree keeps getting pushed back, 1st it was supposed to be this March since this Month is the Year Mark since my last HP. (PLATINUM SPADE!), then i set it for June. NOW I'm going with September Definitely and i can't Wait! Does anyone find themselves pushing back their App Sprees?? LoL
MyFico.com has my Score between 716-747 in September! These are the Things I'm Applying for:

Amex BCE
Discover
Citi Dividend
Macy's
CU Auto Loan
CU LOC
Target
CareCredit CLI

I'm soo confident that I'm gonna get Instant Approval on all... I've been planning this since 2011. I can't wait to share the good news with you guys when the time comes!! Smiley Wink



Message 1 of 8
7 REPLIES
Established Contributor

Re: 6 more Months till my BIG App Spree!! :)

that's probably a good order to apply for them in too. the care credit CLI you can ask for any time. it's a sp. won't hurt your scores.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 2 of 8
Moderator

Re: 6 more Months till my BIG App Spree!! :)


NJTurnpike wrote:

that's probably a good order to apply for them in too. the care credit CLI you can ask for any time. it's a sp. won't hurt your scores.


Actually, Care Credit is a wierd duck for GE: it pulls EQ, and it's a HP for CLI's.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 3 of 8
Established Contributor

Re: 6 more Months till my BIG App Spree!! :)

+1. Good luck and hopefully you get approved for every last one of them when you app

Message 4 of 8
Frequent Contributor

Re: 6 more Months till my BIG App Spree!! :)

You sound like you have really good patience control. Lol. Good luck !

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Message 5 of 8
Moderator Emerita

Re: 6 more Months till my BIG App Spree!! :)

Message 6 of 8
Valued Contributor

Re: 6 more Months till my BIG App Spree!! :)

One word of caution is that adding all of those accounts at once will push the envelope for most people to meet bonus spending requirements. It is difficult when you first add so much available credit not to use it to meet those spending requirements, but in the long run it may set you back a step in your financial goals. So just be careful to plan the timing so that you aren't pressured to spend $8,000 in the first 3 months or something outrageous like that. Unless you are a big earner/spender, in which case, nothing to see here Smiley Happy


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 7 of 8
Highlighted
Contributor

Re: 6 more Months till my BIG App Spree!! :)

Thank You Soo much guys for the support and encouragement... Oh please believe September, you guys will be one of the first if not THE FIRST To know about my Results!! Smiley Happy I have to keep telling my self that 6 months will be here before I know it... We're already almost halfway thru with March Now. Smiley Wink



Message 8 of 8