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so iwas reading thru the community board. i thought id shop around for some credit card with 0 apr for my wife. i decided i like the Citi simplicity for 0 apr for 18 months. i apply and i was shock when it started loading up and automaticly approved me for 3k. myfico score thru eq is 648. got lucky this time.
Grats!
Nice, gotta love instant approvals.
Soft or hard pull for checking? Most likely a hard for approval!