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60 seconds approval thru myfico credit cards

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flipdc
Valued Member

60 seconds approval thru myfico credit cards

so iwas reading thru the community board. i thought id shop around for some credit card with 0 apr for my wife. i decided i like the Citi simplicity for 0 apr for 18 months. i apply and i was shock when it started loading up and automaticly approved me for 3k. myfico score thru eq is 648. got lucky this time.

FlipDC
Starting Score: 638 fico eq 7/11
Current Score: 648 fico eq 8/12, 686 fico tu 8/12. 1/13 TU 661
2013 Score: EX 654, EQ 610, TU 625
Goal Score: 740 1/14
In my Wallet: Discover more 4k,Citi plat 5k,Citi simplicity 3k,Citi diamond 1k,Cap1 cash 750/2500,Cap1 plat 750/2500,Kanes Furn, Walmart 900/2200, Macys 600.
Message 1 of 4
3 REPLIES 3
Repo-ed
Senior Contributor

Re: 60 seconds approval thru myfico credit cards

Grats!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 4
migliogiorni
Established Contributor

Re: 60 seconds approval thru myfico credit cards

Nice, gotta love instant approvals.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 3 of 4
Brian_Trying_700
Frequent Contributor

Re: 60 seconds approval thru myfico credit cards

Soft or hard pull for checking? Most likely a hard for approval!

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 4 of 4
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