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61 Day Increase ???

Regular Contributor

61 Day Increase ???

Tomorrow will be 61 days since I my Amex BCE was opened and I have a couple of questions.

 

1. How early can I request the cli tomorrow? Can I ask at 12:01am?

2. I tried the 'Will my charges be approved' and was wondering if that is a good indication of getting a cli? My current limit is $1k and 2.5 and wasn't approved, but 1.8k was

Credit Scores - All above 800


Message 1 of 9
8 REPLIES
Valued Contributor

Re: 61 Day Increase ???


CJ3 wrote:

Tomorrow will be 61 days since I my Amex BCE was opened and I have a couple of questions.

 

1. How early can I request the cli tomorrow? Can I ask at 12:01am?

2. I tried the 'Will my charges be approved' and was wondering if that is a good indication of getting a cli? My current limit is $1k and 2.5 and wasn't approved, but 1.8k was


First thing to know is that it isn't 61 days from the day you got approved, but 61 days from when Amex opened the account, which is usually three or four days after you got approved. Make sure of that. However, if you apply too early, all you have to do is wait those few more days and try again.

 

To the best of my knowledge, you can apply right after midnight on the big day.

 

I don't know for sure, but I don't think the "will my charges be approved" function is a good indicator of whether or not you'll get the 3x CLI.

 

Message 2 of 9
Regular Contributor

Re: 61 Day Increase ???

My 61st day of Amex creating my account is tomorrow... I guess I will give it a try after midnight.

Credit Scores - All above 800


Message 3 of 9
Regular Contributor

Re: 61 Day Increase ???

Best of luck! Let us know how it goes!
All I have for this forum is bubblegum and anecdotal evidence, and I'm all out of bubblegum.
Message 4 of 9
Regular Contributor

Re: 61 Day Increase ???


parkman wrote:
Best of luck! Let us know how it goes!

Will Do!

Credit Scores - All above 800


Message 5 of 9
Regular Contributor

Re: 61 Day Increase ???

I just received the dreaded 7-10 day message

Credit Scores - All above 800


Message 6 of 9
Senior Contributor

Re: 61 Day Increase ???


CJ3 wrote:

I tried the 'Will my charges be approved' and was wondering if that is a good indication of getting a cli? My current limit is $1k and 2.5 and wasn't approved, but 1.8k was


Nope.  Transaction approval and CLI are two entirely different things.  Apples and oranges.

Message 7 of 9
Established Member

Re: 61 Day Increase ???

You may have just requested a bit too early. I know that the date my account actually opened was later than I thought it was. Try it again in a few days and see what happens. You may have just jumped the gun.

SCORES AS OF 7/20/15 TU: 761 EQ: 768 EX: 770


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Message 8 of 9
Regular Contributor

Re: 61 Day Increase ???


Aaroncl27 wrote:

You may have just requested a bit too early. I know that the date my account actually opened was later than I thought it was. Try it again in a few days and see what happens. You may have just jumped the gun.


It was denied. I just spoke with a rep and he instructed me to request a cli in 90 days. It will give me time to pay down my NFCU card (about $1000 out of $5500). 

Credit Scores - All above 800


Message 9 of 9