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Established Member
stealthc63
Posts: 34
Registered: ‎12-02-2012
0

61 day 3x cli is tomorrow....what to do???

So tomorrow is the magic day but I'm not sure if I should pull the trigger yet. I owe about $175 which is less than 10% utl on the card. Question is should I pay off the balance or since it is such a small amount just go for it. I'd have to wait till Friday to pay it off because I didn't budget for that. I really dont want to wait but I will. Any thoughts???

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: 61 day 3x cli is tomorrow....what to do???

Whats your overall UTI and credit profile?? Did your credit get better in 61 days??


$100K in Credit
Last Credit Card App: 11/16/13
Established Member
stealthc63
Posts: 34
Registered: ‎12-02-2012
0

Re: 61 day 3x cli is tomorrow....what to do???

I would say that nothing has changed really in the last 2 months. My aaoa definitely improved due to the 2 new Amex accts. Other than that UTL is at about 30% which is where it was when I first app'd.

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: 61 day 3x cli is tomorrow....what to do???


stealthc63 wrote:

I would say that nothing has changed really in the last 2 months. My aaoa definitely improved due to the 2 new Amex accts. Other than that UTL is at about 30% which is where it was when I first app'd.


I say you have a good chance on getting a CLI. Your increase will be based on your last SP AMEX pulled. Good luck!


$100K in Credit
Last Credit Card App: 11/16/13
Established Member
stealthc63
Posts: 34
Registered: ‎12-02-2012
0

Re: 61 day 3x cli is tomorrow....what to do???

Is there a certain time I have to wait until or can I do it at midnight on my computer??

Established Member
stealthc63
Posts: 34
Registered: ‎12-02-2012
0

Re: 61 day 3x cli is tomorrow....what to do???

Anyone?? Midnight or???
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: 61 day 3x cli is tomorrow....what to do???

All it is just 61 days from activation, I would wait till morning just in case they have some sort of interner maintenance window 


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
McArthur
Posts: 249
Registered: ‎12-24-2012
0

Re: 61 day 3x cli is tomorrow....what to do???


chnceit wrote:

All it is just 61 days from activation, I would wait till morning just in case they have some sort of interner maintenance window 


 

According the the AmEx CLI sticky, it's 61 days from account creation, which is usually very shortly after approval.

Frequent Contributor
OhioCPA
Posts: 471
Registered: ‎03-29-2011
0

Re: 61 day 3x cli is tomorrow....what to do???

I would wait until the payment has posted to the account before asking for a CLI. The wait might be painful but it could improve your odds of getting the maximum increase. 

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