wow.. this was a great question... Ive noticed that all of the lenders are starting to base clis off of sps. They used to not do that :-(
Meh, guess I better make sure all of my balances are properly reporting for Amex soft pulling me LOL if I want that 3xcli.
How are you able to see that they are softing you, and what report(s) do they typically do the sps??
Amex always softs Experian for me. My understanding is that it's their favorite CRA. Some credit monitoring services will show soft inquiries. I only see mine right now because I still have access to the results of a recent dispute.