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670 avg score. What co. will give highest limit?

Frequent Contributor

Re: 670 avg score. What co. will give highest limit?

if you will be paying off every month and you need a large credit line I would get an amex charge card because your purchasing power adjusts to your spending and payment history. My zync started off at 1,500 for the no preset limit as much as i could charge when i first got it and now 6 months later im at $4,000 spending ability

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New Visitor

Re: 670 avg score. What co. will give highest limit?

I got about a 675 with Equifax and a 660 with Transunion. I have a history of about 11 months with my card at 100 charged against a 500 limit. I have a closed store account that was paid off after two years of no missed payments.  Who do you think I could get the highest limit with?

Moderator Emeritus

Re: 670 avg score. What co. will give highest limit?


Chelbiereed wrote:

I got about a 675 with Equifax and a 660 with Transunion. I have a history of about 11 months with my card at 100 charged against a 500 limit. I have a closed store account that was paid off after two years of no missed payments.  Who do you think I could get the highest limit with?


Why do you want a higher limit (nothing wrong with wanting that...just wondering)?

 

Without knowing more, try your local bank or CU. Avoid the big banks.

Valued Contributor

Re: 670 avg score. What co. will give highest limit?

You might try walmart discover credit card...........high Apr thou.........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Senior Contributor

Re: 670 avg score. What co. will give highest limit?

I'd try for the Paypal Extras Platinum Mastercard....

I got a $7,000 limit with a 670'sh FICO, but obviously... not a guarantee.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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Regular Contributor

Re: 670 avg score. What co. will give highest limit?

If AF is not a problem, and you have no problem building your way up. I think the AMEX NPSL would be a great route. Probably a green card with your Score now that the Zync isn't as easy to get. 

 

Otherwise i think discover seems to be very generous at that CS. 

 

Wouldn't income have a big role in this as well? 


Current EQ:719 EX: 701 TU:713


Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/25k | Chase Freedom/2.2K | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/13K | Ink Business Preferred/13K