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Frequent Contributor
Posts: 474
Registered: ‎09-12-2010
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Re: 670 avg score. What co. will give highest limit?

if you will be paying off every month and you need a large credit line I would get an amex charge card because your purchasing power adjusts to your spending and payment history. My zync started off at 1,500 for the no preset limit as much as i could charge when i first got it and now 6 months later im at $4,000 spending ability

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
New Visitor
Posts: 1
Registered: ‎10-10-2012
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Re: 670 avg score. What co. will give highest limit?

I got about a 675 with Equifax and a 660 with Transunion. I have a history of about 11 months with my card at 100 charged against a 500 limit. I have a closed store account that was paid off after two years of no missed payments.  Who do you think I could get the highest limit with?

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: 670 avg score. What co. will give highest limit?


Chelbiereed wrote:

I got about a 675 with Equifax and a 660 with Transunion. I have a history of about 11 months with my card at 100 charged against a 500 limit. I have a closed store account that was paid off after two years of no missed payments.  Who do you think I could get the highest limit with?


Why do you want a higher limit (nothing wrong with wanting that...just wondering)?

 

Without knowing more, try your local bank or CU. Avoid the big banks.

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: 670 avg score. What co. will give highest limit?

You might try walmart discover credit card...........high Apr thou.........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: 670 avg score. What co. will give highest limit?

I'd try for the Paypal Extras Platinum Mastercard....

I got a $7,000 limit with a 670'sh FICO, but obviously... not a guarantee.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 116
Registered: ‎12-29-2008
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Re: 670 avg score. What co. will give highest limit?

If AF is not a problem, and you have no problem building your way up. I think the AMEX NPSL would be a great route. Probably a green card with your Score now that the Zync isn't as easy to get. 

 

Otherwise i think discover seems to be very generous at that CS. 

 

Wouldn't income have a big role in this as well? 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
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