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I also have 2 inquiries from last year dropping off in november. Any chance a zync amex approves me? I only now have a 200 dollar secured credit card that orchard bank won't turn into a normal one. I just need to be able to prove that i can handle a credit card for my credit portfolio.
I would go for the Zync!
I've just suprisingly been rejected twice on the credit cards i'm just a little afraid but i'll try zync in two months. I just don't know if it helps my credit portfolio since i have to pay in full each month. But thanks for all the advice guys