Reply
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: 7 GREAT CREDIT UNIONS ANYONE CAN JOIN

In order for him to be eligible he would have had to put the minimum 20 years and retire from service.   I think thats how it goes.  Personally I think veterans of any kind should be eligible but that's not how I read it.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: 7 GREAT CREDIT UNIONS ANYONE CAN JOIN

NASA FCU did a hard pull on Equifax.  And that was just for opening an account.   Kind of harsh, but oh well.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: 7 GREAT CREDIT UNIONS ANYONE CAN JOIN


Shogun wrote:

In order for him to be eligible he would have had to put the minimum 20 years and retire from service.   I think thats how it goes.  Personally I think veterans of any kind should be eligible but that's not how I read it.


Are you serious??

 

Thats not right, if you served your country, you served. Period.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 4,520
Registered: ‎12-11-2011
0

Re: 7 GREAT CREDIT UNIONS ANYONE CAN JOIN

[ Edited ]

Shogun wrote:

NASA FCU did a hard pull on Equifax.  And that was just for opening an account.   Kind of harsh, but oh well.


Maybe they'll let you app for a card with the same HP. 

 

Worth a try at least. 

 

 

Edit: Was just reading their list, and Lake Michigan CU has a checking account that pays 3% APY on a balance of up to $15,000....thats like.. 3,5x what my MMA with Ally pays :smileytongue: 

;
Valued Contributor
Posts: 2,256
Registered: ‎07-23-2012
0

Re: 7 GREAT CREDIT UNIONS ANYONE CAN JOIN

thats pretty goof. 3.5 apy. our mma only pays 1.0 percent for 10k new money. 

 

i never knew id be eligible for pen fed. maybe ill try in the future. 

 

and most banks and credit unions pull a report to make sure you are who you say you are. 

 

my current bank pulled eq. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
Posts: 83
Registered: ‎08-24-2010
0

Re: 7 GREAT CREDIT UNIONS ANYONE CAN JOIN


LS2982 wrote:
Are you serious??

 

Thats not right, if you served your country, you served. Period.

 


This might help.

 

Retirees (20+ years of service) are eligible to receive big time benefits like the best retirement program in the world (military pension).  They earned it.  Veteran can describe just about anyone who served in the armed forces.  There is no statement of eligiblity for veterans listed.  Only retirees or annuitants, the latter covering those that got a pension before 20 years (disabled, early outs).

 

NFCU, by law, must restrict membership.  How they choose to do so is up to their members.

 

I think we will get too off topic if we address this deeper. 

 

Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: 7 GREAT CREDIT UNIONS ANYONE CAN JOIN

@shift gotcha, thanks!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.