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Regular Contributor
Posts: 171
Registered: ‎03-11-2009
0

700 CLUB YES!

[ Edited ]

Hello,

 

I have made it to the 700 CLUB!  My lender pulled my report and stated my score was @ 711......Could this be true? Omg, it has to be right? 

 

What card could I qualify for?? on experian only in california  if my utilization is @ 13%, average length of credit 2.2 years, open card only open for 1.2 years.

 

I think citi stated I needed a card to be opened at least 2 years, is this true?

 

Thank you

 

Equifax 657
Experian 711 (Per Lender)
Valued Member
Posts: 48
Registered: ‎03-16-2010
0

Re: 700 CLUB YES!

:smileyvery-happy: I would suggest a credit union. Alliant(non military) and Pen Fed(military, but you can sneak in if you read the website carefully) are the favorites here. Read some of the posts on them. I am waiting till I get a couple more points which should be next month before I go to Alliant. I don't know your situation but Ped Fed is pretty conservative. If you have baddies, you might not get as well as a result as you would expect. 


Starting Score: EQ 495
Current Score: EQ 694 4/10
Goal Score: 760 + 12/10


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Frequent Contributor
Posts: 449
Registered: ‎02-21-2009
0

Re: 700 CLUB YES!

welcome to the 700 club!

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Regular Contributor
Posts: 241
Registered: ‎12-04-2009
0

Re: 700 CLUB YES!

welcome to the 700 club! congrats!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Regular Contributor
Posts: 188
Registered: ‎01-12-2008
0

Re: 700 CLUB YES!

CONGRATS!!!

*Bought 1st Home on 7/11/07 thanks to myFICO Forums*

4/2013 - FICO: 685
Payment History: Great
Amt of Debt: Not Good
Length: Good
Amt of New Credit: Good

Goal for 2013: Pay down debt! Cross fingers housing market turns around so I can move further south!



Valued Member
Posts: 48
Registered: ‎03-16-2010
0

Re: 700 CLUB YES!

:smileywink:congrats though! forgot that part...


Starting Score: EQ 495
Current Score: EQ 694 4/10
Goal Score: 760 + 12/10


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