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700 CLUB YES!

Regular Contributor

700 CLUB YES!

Hello,

 

I have made it to the 700 CLUB!  My lender pulled my report and stated my score was @ 711......Could this be true? Omg, it has to be right? 

 

What card could I qualify for?? on experian only in california  if my utilization is @ 13%, average length of credit 2.2 years, open card only open for 1.2 years.

 

I think citi stated I needed a card to be opened at least 2 years, is this true?

 

Thank you

 

Equifax 657
Experian 711 (Per Lender)
Message 1 of 6
5 REPLIES
Valued Member

Re: 700 CLUB YES!

Smiley Very Happy I would suggest a credit union. Alliant(non military) and Pen Fed(military, but you can sneak in if you read the website carefully) are the favorites here. Read some of the posts on them. I am waiting till I get a couple more points which should be next month before I go to Alliant. I don't know your situation but Ped Fed is pretty conservative. If you have baddies, you might not get as well as a result as you would expect. 


Starting Score: EQ 495
Current Score: EQ 694 4/10
Goal Score: 760 + 12/10


Take the FICO Fitness Challenge

Message 2 of 6
Frequent Contributor

Re: 700 CLUB YES!

welcome to the 700 club!

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Message 3 of 6
Regular Contributor

Re: 700 CLUB YES!

welcome to the 700 club! congrats!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


Take the FICO Fitness Challenge







Message 4 of 6
Regular Contributor

Re: 700 CLUB YES!

CONGRATS!!!

*Bought 1st Home on 7/11/07 thanks to myFICO Forums*

4/2013 - FICO: 685
Payment History: Great
Amt of Debt: Not Good
Length: Good
Amt of New Credit: Good

Goal for 2013: Pay down debt! Cross fingers housing market turns around so I can move further south!



Message 5 of 6
Valued Member

Re: 700 CLUB YES!

Smiley Winkcongrats though! forgot that part...


Starting Score: EQ 495
Current Score: EQ 694 4/10
Goal Score: 760 + 12/10


Take the FICO Fitness Challenge

Message 6 of 6