05-11-2010 07:04 PM - edited 05-11-2010 07:05 PM
I have made it to the 700 CLUB! My lender pulled my report and stated my score was @ 711......Could this be true? Omg, it has to be right?
What card could I qualify for?? on experian only in california if my utilization is @ 13%, average length of credit 2.2 years, open card only open for 1.2 years.
I think citi stated I needed a card to be opened at least 2 years, is this true?
05-11-2010 07:37 PM
I would suggest a credit union. Alliant(non military) and Pen Fed(military, but you can sneak in if you read the website carefully) are the favorites here. Read some of the posts on them. I am waiting till I get a couple more points which should be next month before I go to Alliant. I don't know your situation but Ped Fed is pretty conservative. If you have baddies, you might not get as well as a result as you would expect.
05-12-2010 08:07 AM
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